DrivingMyCarThe average American has not calculated how much they would need to live their current lifestyle after they retire. Less than 50 percent of the population has even attempted to figure out how much they will need in retirement. So, where should you begin? [click to continue…]

NegotiatingIf you are suffering financially because of a poor credit history and a low credit score, there is a way for you to re-establish a positive payment history and raise your credit score. A low credit score can be the result of many factors. Remember, your credit score is calculated by looking your [click to continue…]

Turn_Around_Your_FinancesUnemployment is often an exercise in restraint, as you have limited funds to take care of necessary bills and payments. However, regardless of the amount of restraint you show when it comes to those extra expenses, some emergencies may come up that make spending money inevitable. [click to continue…]

Get-a-LoanIn the past few years, the car title loan has become a more popular form of borrowing among those looking for extra funds for a variety of reasons. A car title loan is one that is secured by the title to a vehicle that a borrower owns. It is somewhat different than more conventional loans [click to continue…]

IdeaCar title loans are becoming more prevalent these days as borrowers find traditional methods of borrowing money more strict. Banks and other financial institutions have made lending more difficult for the average person. Any individual with a car, truck, or SUV can borrow against its title. [click to continue…]

How-toWhen it comes to loans, most people’s knowledge is limited to the lengthier types of loans, such as bank loans or mortgages. However, a long-term loan isn’t always the best solution for a person’s needs. Short term loans, which are typically for a smaller amount of money and in many cases [click to continue…]

PopularOver the past decade, the average household has watched as its ability to borrow has almost disappeared. The financial crises that occurred in the U.S. as a result of the housing debacle and bank bailouts forever changed the credit industry. What was once a period of easy borrowing tightened [click to continue…]

debt-consolidatingIn our modern world, it seems like it gets harder and harder to save money. There is always a fancy new gadget that we think we must have. Saving money gets put on the back burner while we continue to spend to obtain gratification. What if saving money didn’t mean giving up designer coffee or canceling our satellite TV? Here are three easy ways you can save money each month. [click to continue…]

Happy-HolidaysIt’s the time of year when the joyful holiday spirit is in the air. It is also a time when you may be thinking of proposing to your better half. What better way to ask your mate to marry you than to do it on Christmas Eve, Christmas Day, or even New Year’s Eve? There’s just one problem: your finances. [click to continue…]

Save-MoneyIf you are not, you should be thinking about how to save money. Too many people are unprepared for emergency situations and get themselves into financial difficulty by not having the savings necessary to get them through a tough time. If you have been thinking [click to continue…]