Is Filing for Bankruptcy Right for You?

If your financial situation has you thinking about bankruptcy, you should evaluate all of your options before filing. You may find that bankruptcy relief is exactly what you need. The results can provide a way out of debt and a fresh financial start. In some cases, though, bankruptcy may not be best for you depending on your individual circumstances. You may wish to consider some alternatives before pursuing bankruptcy. [continue reading…]

Can I Keep My Car If I File Bankruptcy?

The Law It is a bold step to take, but sometimes filing for bankruptcy is the best move a person can make. Doing so can bring one out of financial ruin and put them on the road to recovery. A frequent question among those filing for bankruptcy concerns their vehicle. Can a car be kept if a person files for bankruptcy? The answer to this issue depends on many factors. [continue reading…]

Finding A Loan After Filing Bankruptcy

Bad Credit If your financial situation was so dire that you had to file for bankruptcy, you probably understand the effect that it has on your credit history. After you have had a bankruptcy discharged, your credit score takes quite a tumble, although it most likely was not too great to start. A common question among those who have filed concerns the ability to borrow money. Many people who file for bankruptcy soon after find themselves in a position to [continue reading…]

Getting A Loan After Bankruptcy

dreamstimeextrasmall_34508232 If you have filed bankruptcy, it is crucial to begin rebuilding your credit as quickly as possible. One of the easiest ways to do so is to obtain a credit card. If you are able, you can get an unsecured credit card, begin using it, and pay the bill off in its entirety every month. You may have to get a secured or prepaid card due to having poor credit. Still, using the new card is a way to re-establish your credit history. Showing that you can make timely payments is one of the biggest factors in determining your credit score. [continue reading…]

Understanding Your Debt Options

Debt options While the American economy continues to recover from the recession of the late 2000s, there are still many individuals and families struggling with overwhelming debt. It is important to understand one’s options in dealing with such debt. Here are a few of those options: [continue reading…]

The Loan You Can Get After Filing Bankruptcy

After Bankruptcy Filing for bankruptcy can be a very emotional time for an individual. Dealing with the frustration and even embarrassment of having to file can be rough on anyone. What can be even rougher is an individual’s financial situation after the bankruptcy is filed. [continue reading…]