Terms of Service

You are currently viewing a page of the embassyloans.com web site or a related web site (the “Site”) belonging to Embassy Loans & Company or one of its subsidiaries (“Embassy Loans”). This Site and any of the services provided by Embassy Loans in connection with this Site (the “Services”) are being provided to you expressly subject to these Terms of Use, which govern your use of the site. Please read these Terms of Use carefully. By accessing this Site you agree to be bound by these Terms of Use. The Site is intended for individuals who are at least 18 years old. If you are under the age of 18 years old, you should not be visiting this Site.

“Services” under these Terms of Use include financial services for consumers and businesses offered to you directly by Embassy Loans.

About Embassy Loans

Embassy Loans Inc. is a consumer finance company licensed in the State of Florida under Statue 516: consumer finance.

As a consumer finance company, we specialize in auto equity loans, which means regardless of personal credit history, you can qualify. Credit scores are not a condition of approval; all loans are based on equity. However Embassy Loans does report to a national credit bureau to assist you to establish or re-establish your credit history.

Embassy Loans Terms and Conditions

Embassy Loans Follows the Florida Code – REGULATION OF TRADE, COMMERCE, INVESTMENTS, AND SOLICITATIONS CONSUMER FINANCE – CHAPTER 516 CONSUMER FINANCE

All loans range from 12-14 months based on loan amount. Interest rates are 18% up to 30% per year, also based on loan amount.

All loans are based on the equity of your collateral in addition to providing proof of residency. We do not base the loan on credit ratings.

Comprehensive and collision is required to be prepaid for the term of your loan. If this is not possible, we offer an optional collision wavier debt cancellation addendum, which is available only as a voluntary option. If you decide to choose the waiver, it will be included in your monthly payment.

Accuracy Of Information – You will need to certify that the information and documents being provided represents you as the intended Borrower(s) and that it is accurate and current. Please understand, that giving false information, within the intent of obtaining a loan from Embassy Loans, Inc. is considered fraud and is a felony offense.

Credit Bureau Authorization – You will authorize Embassy Loans, Inc. to inquire about your credit and verify all information provided on your loan application and documents provided, as well as any third party Embassy Loans, Inc. shall designate for the purpose of funding, acquiring or servicing this loan.

Arbitration – Any controversy or claim arising out of or relating to this loan or the breach thereof, shall be settled by arbitration in accordance with the commercial arbitration rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

When you fill out our online loan application be sure to enter all the information required. Bold fields marked with an Asterisk (*) are required fields. Once you submit your application a copy will be emailed to you and an Embassy Loans representative will contact you shortly with a decision.

Copyrights/Trademarks/Restrictions on Use

All of the pages and screens on the Site are owned and controlled by Embassy Loans, except as otherwise expressly stated, and are protected by U.S. copyright laws and international treaties. The copyrighted materials on the Site include, but are not limited to, the text, design, software, images, graphics, source code, and the content on the Site. You are authorized to view the information available on the Site for your informational purposes only. You may download copyrighted materials for your personal or internal business purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of the Site for any commercial or public purpose without Embassy Loans’ prior written consent. Other featured words used on the Site to identify the source of goods and services are trademarks and service marks owned by Embassy Loans or owned by third parties. You may not use, copy, display, distribute, modify or reproduce any of the trademarks found on the Site except as authorized in this paragraph. You may not use any of the Embassy Loans trademarks as a link to the Site except pursuant to a written trademark license agreement.

The Site may contain links to Web sites controlled or offered by third parties (non-affiliates of Embassy Loans). Embassy Loans hereby disclaims liability for any other company’s Web site content, products, privacy policies, or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site. In addition, any advice, opinions, or recommendations provided by the linked site providers are those of the providers and not of Embassy Loans. Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you the linked site provider.

Registration Information

In registering for the Services, you agree to provide accurate, true, current, and complete information about you and/or your business as requested by the registration screens. As a convenience to you, a profile for you and/or your business may be created based on the registration information that you provide. This profile and any registration information you provide will be protected as described in our Privacy Policy.

Disclaimer

THE SERVICES ARE OFFERED ON AN “AS IS,” “WHERE IS” AND “WHERE AVAILABLE” BASIS, WITH NO WARRANTY OF ANY KIND-WHETHER EXPRESS, IMPLIED OR STATUTORY-INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DOES NOT AFFECT THOSE WARRANTIES WHICH INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.

YOU ACKNOWLEDGE THAT NEITHER EMBASSY LOANS, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES OR THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THE SITE, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SERVICES AND THE SITE. EMBASSY LOANS DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES. (THIS DOES NOT AFFECT ANY MANUFACTURER’S WARRANTIES THAT THE PROVIDERS OF THE LINKED SITES OTHERWISE OFFER.)

EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, YOU AGREE THAT EMBASSY LOANS IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE SITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, EMBASSY LOANS WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE OF THE SERVICES, THE SITE, ANY ON-LINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM

General

Embassy Loans reserves the right to modify these Terms of Use at any time without notice, but the most current version of the Terms of Use will always be available to you by clicking on the link at the bottom of the Site. If you find the Terms of Use unacceptable at any time, you may discontinue your use of the Services. By continuing to use the Services after the date of any change to these Terms of Use, including accessing the Site, you agree to be bound by the rules contained in the most recent version of this Agreement.

Embassy Loans reserves the right to modify or terminate the Services and the Site, in whole or in part, at any time. These Terms of Use constitute a contract between you and Embassy Loans governed by the laws of the Florida.

Privacy

We understand the need to safeguard your information and records from unauthorized use and disclosure. Please see our privacy policy.

Indemnification

You agree to defend, indemnify and hold harmless Embassy Loans, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys’ fees, arising out of your violation of these Terms of Use or misuse of the Service or this Site, including such violation or misuses conducted by your employee or agent, if applicable.