Using Apps to Save Money

As a consumer, you should be looking for any possible way to save money. Using today’s technology, you can save hundreds, if not thousands, of dollars a year. There are several apps available for download on your smartphone that can help you increase your monthly cash flow. Here are a few. [click to continue…]

Tips for an Efficient Trip to the Car Dealership

If you are looking to purchase a car, new or used, visiting a dealership can be a dreadful experience. The whole process of buying a new car can be very frustrating. That is why it makes sense to prepare in advance to get the most out of your visit to a dealer. Here are a few tips that will make your trip to a car dealership much more efficient and, hopefully, less frustrating. [click to continue…]

Lower Your Electric Bill & Save

One of the costlier bills you may have in your home is for electricity. We all need lights, refrigerators, computers, and we use electricity to power all these devices daily. If you feel like you are spending too much on your electric bill, there are some things you can do to lower it. Check out these energy-saving ideas and see if you can implement them in your household. [click to continue…]

5 Ways to Effectively Save Money

One of the things that many American households are not very good at is saving money. If you are searching for the means to increase your savings, there are several different strategies. Here are five tips to saving more money. [click to continue…]

Your Guide to Saving Money in 2017

Who doesn’t want to save more money in 2017? Whether you are saving for retirement, for a vacation, or to make sure you have an emergency fund, anyone can save in 2017. It will take some discipline, but here are some things you can do this year to grow your savings. [click to continue…]

Steps to Improving Your Financial Freedom in 2017

If you are like many Americans these days, you dream about financial independence. You long to abandon the paycheck-to-paycheck lifestyle and live a life free of worry about how you will provide for yourself and your family. It is possible to live this way if you have a plan and the discipline to stay it. Here are four easy steps to finding financial freedom in 2017. [click to continue…]

Used Car Buying Tips

Car TitleIt is a well-known fact that a new car depreciates as soon as you drive it off the lot. Buying a used car is a much cheaper option than purchasing a brand new one, and with the number of financing opportunities available, there are countless possibilities that exist. For some, though, buying any car can be a monumental task. Here are a few used car buying tips. [click to continue…]

Tricks You Can Use to Save Money

The average American saves very little. In fact, we typically save less than five percent of our income and, at various times throughout history; we have actually dissaved, or spent more than we made in income. Many of us just do not know how to save, but there are little things that we can do that can help us put aside money for an emergency fund, retirement, a vacation, or any number of reasons. [click to continue…]

Read This Before You Consider a Payday Loan

Handle-on-DebtPayday loans are an option for borrowers who need cash and need it quick. It is an option for those who need to borrow a few hundred dollars for an emergency situation. They may need to pay the rent, fix the water heater, or pay for a car repair. They do not have the money on hand nor the resources to pay the bill. What they do have is a job and with that, they can qualify for a payday loan. [click to continue…]

Save Money before Buying a Car

DebtMost American households do not effectively save money which leaves them susceptible to multiple financial problems in the future. Not having any savings or emergency funds can be a problem in a several situations. Think about attempting to buy a car: it is very difficult to buy a car without having cash on hand. Here’s why you need to save before buying a vehicle. [click to continue…]

Simple Ways to Save Money

Save MoneyWhether you are on a successful financial journey or trying to right the ship, there are a number of things that you can do to save money. Anyone can take the steps necessary to start or continue down the right financial path. Sometimes taking the first step is the hardest. Here are a few different ideas that may or may not apply to your situation and can be used to save money. [click to continue…]

How to Prepare for the Coming Tax Season

Making_a_budgetWith the end of the 2015 and a New Year beginning, tax season will soon be upon us. Employers must have their 2015 W-2 forms out to their respective employees by the [click to continue…]

What To Do When You Pay Off Your Car Title Loan

IdeaCar title loans are becoming more prevalent these days as borrowers find traditional methods of borrowing money more strict. Banks and other financial institutions have made lending more difficult for the average person. Any individual with a car, truck, or SUV can borrow against its title. [click to continue…]

Understanding Your Options for Short Term Loans

How-toWhen it comes to loans, most people’s knowledge is limited to the lengthier types of loans, such as bank loans or mortgages. However, a long-term loan isn’t always the best solution for a person’s needs. Short term loans, which are typically for a smaller amount of money and in many cases [click to continue…]

Why Car Title Loans Are Becoming More Popular

PopularOver the past decade, the average household has watched as its ability to borrow has almost disappeared. The financial crises that occurred in the U.S. as a result of the housing debacle and bank bailouts forever changed the credit industry. What was once a period of easy borrowing tightened [click to continue…]

Proposing Over the Holidays? A Car Title Loan Can Help

Happy-HolidaysIt’s the time of year when the joyful holiday spirit is in the air. It is also a time when you may be thinking of proposing to your better half. What better way to ask your mate to marry you than to do it on Christmas Eve, Christmas Day, or even New Year’s Eve? There’s just one problem: your finances. [click to continue…]

When Your Unemployment Runs Out

KeepingCoolIf you have exhausted your unemployment benefits and have still not been able to secure a job, there are some alternatives to help you while you continue to look for work. In some states, you may be able to apply for extended unemployment compensation. These benefits may [click to continue…]

Why Car Title Loans Have Become More Popular

popular1When the U.S. economy began to fall apart in the late 2000s, it left hundreds of thousands of people out of work and many who went on to financial ruin. The resulting fallout of the bursting of the housing bubble and the ensuing recession left
many people with nowhere to turn. The failing economy also took with it the credit histories of thousands of individuals. [click to continue…]

Why People Fall Into Debt

DebtConsumer debt in the United States continues to grow and is now approaching $3.4 trillion as of May 2015. The average person, including children, owes roughly $10,200 in some form of debt. Most of that debt is in the form of auto loans, [click to continue…]

Change Your Budget And Get Financially Healthy

AirConditioningHave you checked your financial health lately? You might want to take a look at your budget. Are you paying too much for car insurance? Internet service? There are numerous things you can do to improve your financial health. [click to continue…]