People are now living longer, well into their 80s and 90s. Most will retire in their 60s, meaning they will have another 20 to 30 years ahead of them. How will they pay for those years? It is important to begin planning for retirement as soon as possible. It is believed by many experts that retirees will need approximately [continue reading…]

While it still represents the American Dream, owning a home is not automatically the best option for everyone. There are a number of responsibilities that come with home ownership and, while there are some advantages, renting instead of buying also comes with its share of benefits. [continue reading…]

Buying or selling a car that has a lien on the title can be very tricky. The lien on the title entitles the lien holder to take possession of the vehicle if the lien has not been paid. Anytime there is a lien on a title; there is a question of ownership. The lien holder still has a vested interest in the property. This is why buying or selling anything with a lien on it becomes difficult. If there is an active lien on a vehicle that you wish to buy, sell, or use as collateral for a loan, here are some things you should do first. [continue reading…]

If you are among the many who suffer from a bad credit history, there is hope. When money is tight, taking out some form of personal loan is often the best option available. Borrowing from friends and family usually never turns out favorably, and borrowing against a credit card typically results in paying super high interest rates. There are some options including car title loans for those who own a vehicle. Here are a few tips to consider when looking for a bad credit loan. [continue reading…]

Want to know what your car or truck is worth? You can look it up in a number of resources, including the two most popular – the Kelley Blue Book and the NADA Appraisal Guide. The two resource guides are used extensively in the used car market to determine a price for used vehicles. The Kelley Blue Book has been in existence for 75 years and is the principle source for determining loan values for used cars. [continue reading…]

With this year’s tax filing deadline quickly approaching, individuals are searching for viable write-offs to increase the amounts of their refunds or, at the very least, to prevent themselves from paying too much. One of the most-used tax write-offs is the charitable donation. Giving to charity has long been used by everyone from the extremely wealthy to the middle class to gain an advantage come tax time. While you cannot donate now and have it count toward last year’s income tax return, here are some things to consider for 2016. [continue reading…]

The time is upon us. Tax season is in full swing and millions of Americans are looking at how they can avoid paying more than they owe or even looking at how to boost their refunds. There are a number of things that anyone can do to try and reduce their tax liability. Here’s a look. [continue reading…]