Finally, 2015 will mark the first year in a long time that borrowers will find it a little easier to obtain a loan. For the past several years, financial institutions have tightened their lending standards due to the after effects of the financial crisis that began in 2008. Now, many of those restrictions have been eased somewhat as we head into 2015. [continue reading…]

All too often, families and individuals find themselves in a financial situation that seems impossible. It may be the result of a medical emergency, a divorce, a car breaking down, or a home in need of repair. Whatever the situation, there are some alternatives when people run into money problems.

Use A Credit Card

If you are like most people, you will have at least one credit card that you keep in case of an emergency. [continue reading…]

There are a number of different types of loans available from a multitude of different lenders. The most common loans are those used to purchase a home, a mortgage, car loans, and to pay for student tuition. Individuals can visit a bank or credit union to take out a mortgage, a loan to buy a car, a student loan, or even a personal loan. These are the more typical types of loans that most people are familiar with. With recent changes in the banking industry, [continue reading…]

While the American economy continues to recover from the recession of the late 2000s, there are still many individuals and families struggling with overwhelming debt. It is important to understand one’s options in dealing with such debt. Here are a few of those options: [continue reading…]

Approximately two-thirds of Americans who file an income tax return will receive a refund this year. The tax season is upon us as employers have until January 31 to mail out W-2 forms. With all of their tax forms and information, people can begin filing their returns. Those that receive refunds can use that extra cash to help improve their credit score and overall financial standing. Here’s how. [continue reading…]

If you are looking for a way to access some emergency cash, a car title loan might be the answer. These types of loans are processed very quickly and do not have the same requirements as traditional loans from a bank or credit union. Title loan companies, like Embassy Loans of Florida, do require some documentation. Here is what is required for a title loan from Embassy Loans. [continue reading…]

At some point in your lifetime, you are going to need to borrow money. It may be to purchase a vehicle, a home, or even furniture. Whatever the purchase may be and whenever it may occur, you should be aware of the various loans that are available. [continue reading…]

The nation’s homeowners are still reeling from the housing crisis that overtook the U.S. back in 2008. Six years later, the effects are still being felt as homeowners continue to face foreclosure in some of the hardest hit states in the country such as Michigan, Ohio, and others in the Midwest. What can one do if faced with the threat of foreclosure? [continue reading…]

At some point in everyone’s life, there comes a time when there is a need to borrow money. Homebuyers typically do not have hundreds of thousands of dollars lying around to pay cash for a home. Most do not have the thousands required to purchase a car. Others may borrow to purchase furniture, electronics, jewelry, and much more. [continue reading…]