If you have applied for a loan or a credit card and got denied because of bad credit, you are not alone. Millions of Americans have poor credit histories and, as a result, have a hard time borrowing and establishing new lines of credit. Don’t fret. There is a way to rebuild your credit standing. [continue reading…]
As a consumer, you should be looking for any possible way to save money. Using today’s technology, you can save hundreds, if not thousands, of dollars a year. There are several apps available for download on your smartphone that can help you increase your monthly cash flow. Here are a few. [continue reading…]
If you are looking to purchase a car, new or used, visiting a dealership can be a dreadful experience. The whole process of buying a new car can be very frustrating. That is why it makes sense to prepare in advance to get the most out of your visit to a dealer. Here are a few tips that will make your trip to a car dealership much more efficient and, hopefully, less frustrating. [continue reading…]
If you have ever lost a job, you know it can be difficult. While your source of income stops, you still must find a way to pay the bills. Finding another job takes time, so you might find yourself unemployed for several weeks. Here’s how you can maintain your sanity and get through this difficult time. [continue reading…]
Too many people are unprepared should they face a serious financial crisis. That is why it is important to begin preparations to handle such an emergency. To get through times such as a job layoff, there are a few things that one should have in place. A savings account with the equivalent of six months’ worth of expenses is the first step. Should you lose a job, this emergency fund will allow you to pay all your bills without earning a dime. [continue reading…]
Car title loans are an easy way to borrow money in the short term. While most believe that car title loans are very costly, that is not always the case. To qualify for an auto title loan, an individual must own a vehicle, preferably paid off in full, have a clear title, and be willing to offer the vehicle as collateral. In many cases, a car title loan is a best-case scenario for a short-term loan. [continue reading…]
It is much easier to buy a used car than a new car if you have poor credit. These days, there are several options available in the used car market. Potential buyers can find thousands of quality economically priced vehicles for sale. [continue reading…]
Today’s lending world is quite different than it was 15 years ago. Banks and other lenders were much more liberal with their lending practices until the economy began to fall apart in the late 2000s. Fast forward to 2017 and trying to obtain a loan is much more challenging. Borrowers need to have excellent credit and payment histories to be approved. Car title loans have become more popular over the past decade because it’s not a requirement to carry out credit checks for approval of credit. [continue reading…]
If you own a credit card, it is likely that you receive offers now and then to utilize a cash advance. Most credit card companies will permit their cardholding customers to withdraw cash, up to a certain amount, from an ATM or at a bank. Before you consider taking a cash advance on your credit card, you might want to consider some other options. [continue reading…]
