How to Manage Your Emergency Expenses

Emergency FundToo many people are unprepared should they face a serious financial crisis. That is why it is important to begin preparations to handle such an emergency. To get through times such as a job layoff, there are a few things that one should have in place. A savings account with the equivalent of six months’ worth of expenses is the first step. Should you lose a job, this emergency fund will allow you to pay all your bills without earning a dime. [click to continue…]

Should You Lease or Buy a New Car?

Rent or BuyIf you are in the market for a new vehicle, you may be deciding on whether to buy or lease. There are advantages and disadvantages to each and there are plenty of differences between leasing and buying a car. In general, it makes sense to purchase a car, truck, or SUV if you drive a lot, have kids, and plan on keeping the vehicle for a longer period. If you drive roughly 10,000 miles or less per year and will keep a car in pretty good shape, you might want to consider a lease. Either way, here’s a look at buying a vehicle as opposed to leasing one. [click to continue…]

In Between Jobs? A Financial Solution

The average person reportedly will change jobs an average of 12 times throughout the course of a career. In some cases, people change career paths altogether. In others, they simply move from one job to another. Whether it is a career change, promotion, or maybe even a layoff, the likelihood that you change jobs is high. That means you will likely also have periods of time where you do not receive a paycheck while in between jobs. While your bills will keep rolling in, your income will not. Here’s what you can do to help your financial situation while you wait for your next job. [click to continue…]

Your Car Is Much More than Transportation

If you are a car owner, you know that your vehicle provides you with many benefits. Since most people work, they need a way to get to and from their place of employment. Public transportation isn’t always available, nor is it the preferred method of travel for many. Having a vehicle allows you to work and earn a living to support your family. [click to continue…]

When to Look into Car Title Loans

Debt is tough. There’s no arguing that. It’s never a good feeling to know that you’re behind on a payment or that money you were making plans for has to go towards paying off a loan. Sometimes you don’t even have enough money to do that. In these cases, you may feel like there’s no way out of your debt cycle, and you may start to lose hope. However, there are some things you can do to buy yourself some time in a financial pinch or an emergency situation, one of which is to take out a car title loan. [click to continue…]

A Title Loan can help you get out of Financial Issues

If you are like most Americans, there will come a time when you are facing a severe financial emergency. In some cases, you can easily solve your problem by dipping into a savings account, borrowing from your parents or other family members, or maybe even taking out a personal loan at your bank. What if those avenues were closed? What would you do to save yourself and your family from financial ruin? [click to continue…]

How to Use a Car Title Loan The Right Way

You may have heard of car title loans before and written them off as a non-option because you assumed that it was too difficult for you to comprehend or that the way it worked would not be beneficial to you. In actuality, title loans can provide enormous benefit when used the right way and if you observe a few simple common sense rules in getting one. [click to continue…]

4 Ideas for Avoiding Financial Emergencies

In Case Of EmergencyThere is no doubt that at some point in your life you will be faced with a financial emergency. It may be a medical emergency or a housing issue, or you might need a quick car repair. Job layoffs and other disruptions happen when we least expect them, but regardless of the factors that lead to an emergency, we need to take steps to avoid the worst. Here are four things you can do to limit the effects of financial emergencies. [click to continue…]

Financing Your Transmission Repair

Auto RepairsThousands of car owners will head to repair shops around the country this year to have their transmissions repaired. Depending on where you live, the total cost of a transmission repair can range anywhere from $1,500 to $3,500. Most households do not have that kind of cash on hand. Since many car owners need their vehicles to get to and from work, any major repair is necessary to prevent disrupting daily routines. The question for those facing a transmission repair is, “How do I pay for it?” [click to continue…]

Are You Prepared? Managing Your Emergency Expenses

emergency moneyAre you prepared for an unexpected financial emergency? If you are not, your financial situation can take a drastic hit. The added costs of an expensive home repair, car repair, or medical emergency can severely damage your finances. If you haven’t already, you need to begin preparing for this type of eventuality. There are a number of things you can do to plan ahead. [click to continue…]

A Yard Sale vs. A Car Title Loan

YardSaleYou need some extra money for a number of things that you have planned. Your first thought is to have a yard sale. There are plenty of items in your home that are just sitting around taking up space. It will take some work, but a yard sale could help you raise several hundred dollars, maybe even over a thousand. Depending upon how much money you need, you may also want to consider an alternative to raising funds. A car title loan may have some advantages over your yard sale ideas. Let’s compare the two. [click to continue…]

Pay for Your Pet Emergency with a Car Title Loan

Vet BillsMany families are proud pet owners who treat their animals just like part of the family. When a family member is injured or comes down with a serious illness, we tend to do whatever we can to help. The same can be said of pets. When a pet needs major surgery or costly medication, we are willing to do whatever we can. Often, that means spending money that we may not have. One of the things that you can do in this situation [click to continue…]

Should I Use a Credit Card Cash Advance?

understanding-debtThere are plenty of times when you end up in a situation where using a credit card is not possible. It may be as simple as your local farmer’s market, or it could [click to continue…]

How a Car Title Loan Can Help You in 2016

Type-of-LoanAs 2016 begins, we know that anything is possible in the New Year. If you are like most Americans, you have some credit card debt and could benefit from having it paid off as quickly as possible. There is a unique way to do so that could have you debt-free in a [click to continue…]

Ways to Get Money When You’re Unemployed

Turn_Around_Your_FinancesUnemployment is often an exercise in restraint, as you have limited funds to take care of necessary bills and payments. However, regardless of the amount of restraint you show when it comes to those extra expenses, some emergencies may come up that make spending money inevitable. [click to continue…]

Three Easy Ways To Save More Money

debt-consolidatingIn our modern world, it seems like it gets harder and harder to save money. There is always a fancy new gadget that we think we must have. Saving money gets put on the back burner while we continue to spend to obtain gratification. What if saving money didn’t mean giving up designer coffee or canceling our satellite TV? Here are three easy ways you can save money each month. [click to continue…]

Proposing Over the Holidays? A Car Title Loan Can Help

Happy-HolidaysIt’s the time of year when the joyful holiday spirit is in the air. It is also a time when you may be thinking of proposing to your better half. What better way to ask your mate to marry you than to do it on Christmas Eve, Christmas Day, or even New Year’s Eve? There’s just one problem: your finances. [click to continue…]

The Top 5 Questions About Car Title Loans

Frequent-QuestionsMost people are aware that they can visit their bank or another financial institution and attempt to take out a loan. What many may not be aware of is that they can also use their car, truck, or SUV to take out a loan. The car title loan is becoming more popular these days as banks and credit [click to continue…]

When Your Unemployment Runs Out

KeepingCoolIf you have exhausted your unemployment benefits and have still not been able to secure a job, there are some alternatives to help you while you continue to look for work. In some states, you may be able to apply for extended unemployment compensation. These benefits may [click to continue…]

What Is A Secured Loan?

Checking-HistoryFinancial institutions, especially these days, prefer secured loans over those that are unsecured. As the name suggests, a secured loan is one that offers an asset as a form of collateral in exchange for the opportunity to borrow money. There are several types of secured loans, mortgages and auto loans [click to continue…]