Why You Should Steer Clear of Credit Card Cash Advances

If you own a credit card, it is likely that you receive offers now and then to utilize a cash advance. Most credit card companies will permit their cardholding customers to withdraw cash, up to a certain amount, from an ATM or at a bank. Before you consider taking a cash advance on your credit card, you might want to consider some other options. [click to continue…]

The Dangers of Credit Cards Explained

Credit card offers are everywhere and credit card companies, while stricter these days, still sign up new customers every single day. If you are one of those credit card owners that companies love, you are likely in debt. Credit card companies prefer it when you carry a balance on your card because they can charge you interest on it. For too many people, not understanding how credit card companies make money is a huge mistake. [click to continue…]

The Road to Financial Success

To achieve financial freedom, you need to have a system in place that will help you organize all of your important, and not so relevant, financial documents. Doing so will allow to analyze your situation and make any changes necessary to help you achieve a lifestyle that does not involve living paycheck to paycheck. Here is a list of things you can do to get started. [click to continue…]

Debunking the Biggest Myths about Car Title Loans

MythsIn your search for immediate funds, it’s likely that you’ve already come across quite a bit of information regarding car title loans. However, it can be difficult to separate fact from fiction when it comes to these types of loans, especially since they differ in many ways from other, more traditional types of loans. With any loan, it is important to have a clear and accurate understanding of the loan and what you can expect from [click to continue…]

Furnish Your New Home With A Car Title Loan

Moving-ExpensesIt’s a buyers’ housing market with historically low interest rates and great prices on homes around the country. While many people are becoming homeowners for the first time, many of those same people are often left scrambling when it comes time to actually move into the house. They sometimes forget about associated costs like decorating and furnishing the home. After spending thousands of dollars on a home, it might be hard to find the funds necessary to buy couches, chairs, beds, and more. You might not be aware, but you may be able to use your vehicle to help. [click to continue…]

What Type Of Loan Do You Need?

Type of LoanAt some point in everyone’s life, there comes a time when there is a need to borrow money. Homebuyers typically do not have hundreds of thousands of dollars lying around to pay cash for a home. Most do not have the thousands required to purchase a car. Others may borrow to purchase furniture, electronics, jewelry, and much more. [click to continue…]

What To Do If You Owe The IRS

Owe IRSNearly 80 percent of all people who file an income tax return receive a refund from the IRS. What happens if you are one of those 20 percent? What if you have overdue taxes that need to be paid? There are some things you can do to prepare and to help you if you do indeed owe the IRS money. [click to continue…]

Best Sources Of Emergency Funds

Fast CashIn the past five years, the American economy has been somewhat stale, to say the least. Job growth has been limited and the unemployment rate is significantly higher. To say that there are many families struggling is, most likely, an understatement. For those who may be approaching a time when they will need access to a quick source of cash, here are a few sources. [click to continue…]

Understanding Debt Collection

understanding debt

When you are unable to pay off a debt, and cannot work out a payment arrangement with a creditor, the creditor will most likely turn your bill over to a collection agency and report the delinquency to a credit bureau. This generally happens three months or so after you default. Debts likely to be turned over to a collection [click to continue…]

Why You Want a Title Loan

Title Loans vs Credit CardsTitle loans have a bad reputation. Your friends will tell you they are a rip-off and numerous articles warn you how “bad” they are. The problem is none of those friends or articles can tell you where you are supposed to borrow money when times are tough. Especially in Florida, where the industry is heavily regulated, title loans are actually a great choice. There is no easier, faster, or more hassle free loan available to folks with a less than perfect credit score. [click to continue…]

Why Credit Cards Aren’t a Good Idea

Credit CardsIt can be understandable, at times, that you are going to need to use credit. However, if you can, you should try to avoid it at all cost as credit cards are…well, bad. How bad? If you cannot guarantee that you can stay on top of your payments…and these days, who really can…you should definitely make another choice to get the money you need. [click to continue…]

How to Use Credit Cards without Putting Yourself into Debt

Credit Card TrapMost people throughout Florida, when they use their credit cards, can easily put themselves into debt if they don’t reel in their use of credit cards. People tend to get into trouble with credit because they are so easy and convenient to use. Sometimes, people will even have an issue thinking of credit cards as “real money”, that is, until they get the bill. There is, fortunately, a way to use credit cards without putting yourself into debt. Here is some more information: [click to continue…]

Don’t Max Out Your Credit Cards: There is Another Way

Credit Card BurdenIf you have credit cards, you know that it can be tempting to use them…especially if you have unexpected expenses or dealing with medical bills, major home repairs or even legal fees. However, maxing out your credit cards can be a very bad idea and could affect your credit score for many years to come. Most people assume, when they have credit cards, that if they max out their cards they can pay them back…unfortunately this isn’t the case for many, as something always seems to come up. [click to continue…]

Start Being Frugal and Get Back on the Path of Financial Freedom

Belt TighteningMany Floridians, perhaps even yourself, feel that they simply don’t have the financial freedom they believe they deserve. However, as with anything, financial freedom isn’t really free. You will actually have to work for it. One way to find financial freedom is to start being a bit more frugal. This doesn’t mean that you should not spend any money on “extras”, it simply means you need to be smart about the money you spend. Here are a few tips to help you achieve this: [click to continue…]

How Car Title Loans Can Benefit Consumers

Benefiting ConsumersIf you are short on cash, you may be worried, stressed out and even embarrassed. However, it is important to realize that you aren’t alone. Millions of people throughout the US and Florida are stretched as far as they can stretch when it comes to their finances. With increasing costs across the board and raises, jobs and financial opportunities in short supply, it is no wonder that so many Floridians are suffering with their finances. [click to continue…]