It is much easier to buy a used car than a new car if you have poor credit. These days, there are several options available in the used car market. Potential buyers can find thousands of quality economically priced vehicles for sale. [continue reading…]

Having bad credit can create several problems, the biggest of which is related to the ability to borrow money. If you are trying to borrow money for any reason, it is nearly impossible to do so with a poor credit history. Financial institutions see those with bad credit as higher risk borrowers who are more likely to default on their loans. Someone with bad credit can surely work toward improving their credit scores, but what if someone needs to borrow money immediately? [continue reading…]

One of the biggest worries that people have is in dealing with their finances. Will they have enough money to pay the bills this month? If you are overwhelmed with financial stress, you need to get a handle on it and live a more comfortable life. Here are several things you can do to rid yourself of stress related to finances. [continue reading…]

If you are like most Americans, there will come a time when you are facing a severe financial emergency. In some cases, you can easily solve your problem by dipping into a savings account, borrowing from your parents or other family members, or maybe even taking out a personal loan at your bank. What if those avenues were closed? What would you do to save yourself and your family from financial ruin? [continue reading…]

If you are among the many who suffer from a bad credit history, there is hope. When money is tight, taking out some form of personal loan is often the best option available. Borrowing from friends and family usually never turns out favorably, and borrowing against a credit card typically results in paying super high interest rates. There are some options including car title loans for those who own a vehicle. Here are a few tips to consider when looking for a bad credit loan. [continue reading…]

Many people may not realize it, but establishing credit is very important. A good credit rating can lead you on a path to home ownership. It can help when you are buying vehicles and when you are looking for new jobs. If you are young and do not have a credit history, it is important to establish it as soon as possible. Doing so will [continue reading…]

While losing weight or quitting smoking might be on your New Year’s resolution list, you might want to take some steps toward improving your credit score. Raising your credit score can have some seriously positive effects on your future including better rates on loan, help in buying a car or home, and [continue reading…]

If you know anything about borrowing money, you know that going to the bank to get a loan can be a frustrating process. Whether or not a financial institution will actually lend you money has a lot to do with your credit history and your credit score. [continue reading…]

The short answer is yes – and no. Car title loans can destroy someone’s financial future just as a conventional loan can. Car title loans can also help promote a healthy financial picture for those who use them wisely. Here’s a look at how a car title loan can promote or destroy someone’s financial standing. [continue reading…]

In times of an urgent financial need, one option that borrowers have is the car title loan. While not as well-known as the traditional bank loan, a car title loan is a fast and effective method for accessing much needed cash. Before deciding on taking out a car title loan, consider each of the following very carefully. [continue reading…]

Are car title loans risky? The short answer is yes, but all loans have some elements of risk. There are risks for both the lender and the borrower. Whether or not a car title loan is too risky is best left up to the opinions of those involved. Here is a look at some of the risks involved in taking out a car title loan. [continue reading…]

The average United States household has thousands of dollars in debt, and that does not include housing or mortgage debt. The typical household that owns at least one credit card has well over $15,000 worth of debt. While being too much in debt is certainly troublesome, not all debt is bad. Here’s a look at good debt versus bad debt. [continue reading…]

If your financial situation was so dire that you had to file for bankruptcy, you probably understand the effect that it has on your credit history. After you have had a bankruptcy discharged, your credit score takes quite a tumble, although it most likely was not too great to start. A common question among those who have filed concerns the ability to borrow money. Many people who file for bankruptcy soon after find themselves in a position to [continue reading…]

There are many people whose credit was destroyed as a result of the financial crisis of the late 2000s. Bad credit history and a bad credit score can plague a person in a number of ways. Potential employers are now using credit checks to examine the credit history of potential employees. Bad credit normally means that a person will not be able to qualify for a loan. However, there are a few types of bad credit loans for those with a less than stellar credit background. [continue reading…]

If you have defaulted on loan payments in the past and have poor credit as a result, there is a way that you can rebuild your credit history and score. Having a low credit score can prevent you from being able to find traditional lending options when it comes time to do things like buy a car or house. Lenders will only approve loans to those [continue reading…]

If you have been unable to borrow money to buy a home or a car because of a poor credit score, you may want to start working on repairing your credit history. A low credit score can be detrimental in a lot of ways and even prevent you from getting a job. You should first understand how your credit score is determined. [continue reading…]

Having a bad credit score does not necessarily eliminate you as a candidate for a loan. There may be some loans that you will not be able to obtain, but one that you could is the car title loan. This type of loan can be obtained by anyone who owns a car or truck that is paid for (or almost paid off, in some cases). [continue reading…]

When you have a sub-par credit score, borrowing money, among other things, becomes more difficult. Obtaining a loan with bad credit is not impossible, though. There are a few alternatives when you find yourself in a situation where you could use some extra cash. [continue reading…]

Having a bad credit history can doom a person for a long time. An individual who is trying to buy a home or a car will have a hard time borrowing money with poor credit. There are a few alternatives, though, for people who have bad credit and need to borrow money. [continue reading…]