The average household in the United States holds over $7,000 in credit card debt, but the average for households who actually have credit card debt is over $15,000. Almost 50 percent of all Americans have a balance that they carry from month to month on at least one credit card. What this means is that there are millions of people across the country in debt. [continue reading…]
In the past five years, the American economy has been somewhat stale, to say the least. Job growth has been limited and the unemployment rate is significantly higher. To say that there are many families struggling is, most likely, an understatement. For those who may be approaching a time when they will need access to a quick source of cash, here are a few sources. [continue reading…]
If you are one of the many Americans living from paycheck to paycheck, you know how frustrating it can be to come up short when trying to meet your monthly financial obligations. Each month tends to be a struggle and then something even worse happens. You or a spouse or roommate loses a job. Your car breaks down. You encounter a medical emergency or an electrical or plumbing emergency in your home that needs immediate attention. [continue reading…]
It is one of your worst nightmares. The car breaks down and you are already strapped for cash. Paying for an unexpected car repair bill was not in the monthly budget. The car, however, is important since you count on it to get you to and from the job that helps you pay for all of your monthly financial obligations. What do you do to get yourself through this trying time? [continue reading…]
Buying a car is a big deal and, for many, is the first major purchase that they make in their lives. There are many advantages to owning your very own car. You can begin with the means of transportation. Without a vehicle, you are dependent upon others or you walk, ride a bike, or use public transportation. [continue reading…]
If you have ever been in a financial bind, you know that it can be mentally and physically exhausting. The recent troubles with the U.S. economy are forcing more and more people into situations where meeting their monthly obligations is becoming increasingly difficult. Struggling to pay the rent and the other bills is frustrating [continue reading…]
Family budgets are a great way to make sure that all of the monthly financial obligations are met as well as putting something away in savings for the future. A budget is a great tool for anyone looking to keep some form of financial discipline. What happens, though, when the budget breaks down? [continue reading…]
Today’s volatile economy has left many people struggling to make ends meet. With households strapped for cash and having trouble meeting monthly financial obligations, there are many who could use some help. Financial problems also take their toll on people’s credit histories making it even tougher to borrow money. Secured personal loans, a car title loan for example, offer a solution. [continue reading…]
In the course of one’s lifetime, a person can expect to borrow money at several times. It may be for a major purchase, such as a house or car, or it may be for something smaller like furniture for the home or even to make the monthly financial obligations. Here are several of the most typical loans that one may come across and what to expect from each. [continue reading…]
It is every breadwinner’s worst nightmare – a serious financial emergency. It may be unexpected medical costs or the loss of a job that creates financial difficulty for the family. It is a very stressful time and for those that do not know what to do, even more stressful as they search for answers. There are solutions. It is just a matter of finding the right one. [continue reading…]
