The biggest household expense for any homeowner is the monthly home mortgage. Typically, this cost accounts for 20-30% of the household’s net income. It’s a hefty expense so it should be without a doubt, one of the first things to tackle when you are trying to lower your monthly expenses. [continue reading…]

Have you ever heard of the term dumpster diving? Well in most cases this is not an activity that you consider a desirable activity. In the case of saving money, though, it is not such a bad idea. Coupons are a tremendous way to save a lot of money. In fact, some of the true couponing professionals can actually make money off of using coupons. [continue reading…]

Everyone at some point in their life has to deal with a short term cash emergency. When this happens there are often only a few options. For some people, they are fortunate enough to have someone that they can count on to lend them some money in the short term. For others, this just is not an option that is available. Two common choices in this situation are the car title loan and the pay day loan. [continue reading…]

When most people think of car title loans, they think of an easy and hassle free way of getting the money you need to make ends meet. However, there are other reasons that people use car title loans and many of these people come right through the doors of Embassy Loans locations. Though you can use a car title loan for almost anything [continue reading…]

There is no doubt that going to the grocery store can really put a hole in your weekly budget. However, there are some great tips that you can use in order to save money and eat better than you ever have before. By saving $10  – $20 a week at the grocery store, you will find that you will have $40 – $80 at the end of the month to do with what you please including paying bills or saving for something you need. [continue reading…]

If you have recently lost your job, you are definitely not alone. Though the unemployment rate is slowly falling, it is still high enough to be fairly alarming. The worries you have when you are not working are very real worries, but thankfully [continue reading…]

In the US, including Florida, there are millions of people who are suffering from the burden of debt. From dealing with creditors calling constantly to the stress that comes from dealing with your debt, this is not a situation that you likely want to be in. Most of the time, debt is not the fault of the person dealing with it. [continue reading…]

If you are like most people, you have probably heard that you should have an emergency fund set up…but most of us don’t. To many Floridians, it is hard enough to live pay check to pay check and adding that additional burden of saving for an emergency can be too much. However, you may want to find a way because you probably will need your emergency fund [continue reading…]

You may have heard that car title loans are a no-no, but honestly, that couldn’t be further from the truth. There are actually many advantages to car title loans and they are very safe. In Florida, these loans are regulated so you won’t have to worry about sleazy lenders taking you for a ride. One of the main advantages of a car title loan is the ease of obtaining a loan. [continue reading…]