How to Use Your Car to Borrow Money

Borrowing MoneyIf you were not aware, there is a way to use your car, truck, or SUV to borrow money. Sure, you can drive to a bank or credit union and attempt to borrow, or you can use your vehicle as collateral for a car title loan. Car title loans have become more common over the last decade as a way for millions to borrow. With financial institutions tightening up their lending standards, many borrowers have been shut out of the market. Now, vehicle owners have an alternative. [click to continue…]

Should I Take an Advance on My Tax Refund?

Owe IRSWith tax season on the horizon, early filers can apply for a loan based on the amount of their anticipated refund. Caution, however, is the byword. Some of these loans are not what they appear to be. Several tax preparation services are offering low interest loans , some with attractive finance charges to those filers eligible for tax refunds. [click to continue…]

Let’s Get Smart About Car Title Loans

Too many people get themselves into money trouble because of poor decision making. It might sound cruel, but it’s a fact. Most average Americans are only a few bad choices away from financial catastrophe. This article isn’t here to scare you, though—it’s here to help you stay smart. Follow this advice, and you may find yourself with an unexpected lifeline the next time you get into tricky financial waters. [click to continue…]

Don’t Have Credit? Don’t Sweat It

If you have not built a credit history, you will find that it will be difficult to get a loan, a credit card, and possibly even a job or an apartment. Establishing a credit history can be tricky, but it is possible. Here are some steps you can take to build your credit history. [click to continue…]

Buying a Car with Bad Credit

If you or a member of your family needs a car, but your credit is poor, you may begin to realize that your options are limited. Buying a used car with financing from your lending institution requires, at the very least, a marginal credit history. Still, there are some things that you can do to increase the likelihood of buying a car with bad credit. [click to continue…]

How to Get Your Title Back after a Car Title Loan

Car title loans are a quick and easy way for many people to access much-needed cash in times of financial emergency. Unlike traditional loans, auto title loans are a form of secured loan where the borrower offers the vehicle title as collateral. The lender places a lien on the title temporarily while the loan is repaid. [click to continue…]

Get Out of Financial Misery with a Car Title Loan

If you are in a severe financial predicament and have run out of options, do not forget that you may be able to use your car to bail you out. A car title loan can provide you with the cash you need to help you get through your financial problems. You can obtain a car title loan rather quickly as long as you meet certain conditions. [click to continue…]

Why Your Car Is Your Biggest Treasure

When you bought your vehicle, you probably never thought that it could become the one thing that could save you in a time of need. Sure, your car provides you with freedom, mobility, and a sense of pride, but it can also bail you out of a financial emergency. Here’s how. [click to continue…]

The U.S. Has a Borrowing Problem

There are numerous types of loans including mortgages, car loans, student loans, and more. The American public has a variety of opportunities to borrow money, or does it? While the economy has been turning around over the past few years, the ability to borrow money has dried up for many Americans. [click to continue…]

How Much Can You Borrow Against Your Car Title?

MoneyA car title loan is a secured loan in which a vehicle is used as collateral. A borrower can obtain access to money based on the value of his or her vehicle. How much can one actually borrow? That is a great question and varies depending upon the borrower. [click to continue…]

What to Do Before You Sell Your Car

CarYou have a few options available when seeking to sell your car. There is the more convenient process of selling it to a dealer as part of a trade-in for a new vehicle. Trading in your car is also the least profitable method of selling your car. While selling the vehicle on your own will net you the most profit, it will also take you the most amount of time to accomplish. If getting top dollar for your car is worth the amount of time and the effort you put into it, then sell it. If not, trade the car in to a dealer. Either way, you want to prepare it for sale. Here’s how. [click to continue…]

Your Secured Loan Options for Consolidating Debt

How-Do-Car-Title-Loans-WorkA secured loan is a great option when you are searching for a way to consolidate debt and lower your overall monthly bills. If you are like the many households across the country with credit card debt, you hold at least five different cards, each with a significant amount of debt. Add in a car payment and other expenses and you may find yourself barely able to get by each month. Here are some options to help you lower your monthly payments and erase some or all of that debt. [click to continue…]

Is A Car Title Loan My Best Option?

MoneyWe all face difficult financial times. It may be an emergency car repair, medical bill, or even a life-changing event that throws us out of our fiscal rhythm and puts us behind on our bills. There are a number of alternatives and ways to raise cash for an emergency. One is the car title loan, but just because you have the ability to take out an auto title loan does not mean that it is the best option for you. [click to continue…]

Tips for Finding Bad Credit Loans

Easy LoansIf you are among the many who suffer from a bad credit history, there is hope. When money is tight, taking out some form of personal loan is often the best option available. Borrowing from friends and family usually never turns out favorably, and borrowing against a credit card typically results in paying super high interest rates. There are some options including car title loans for those who own a vehicle. Here are a few tips to consider when looking for a bad credit loan. [click to continue…]

What Are My Personal Loan Options?

Borrowing MoneyIf you are in a situation where you need to borrow money, there are a few personal loan options available. Understanding your options can help you to select that which is best for you and your situation. These personal loans can save you during a difficult financial time. Whether it is an unexpected bill or a job layoff, when you need cash [click to continue…]

Three Easy Ways To Save More Money

debt-consolidatingIn our modern world, it seems like it gets harder and harder to save money. There is always a fancy new gadget that we think we must have. Saving money gets put on the back burner while we continue to spend to obtain gratification. What if saving money didn’t mean giving up designer coffee or canceling our satellite TV? Here are three easy ways you can save money each month. [click to continue…]

The Top 5 Questions About Car Title Loans

Frequent-QuestionsMost people are aware that they can visit their bank or another financial institution and attempt to take out a loan. What many may not be aware of is that they can also use their car, truck, or SUV to take out a loan. The car title loan is becoming more popular these days as banks and credit [click to continue…]

Change Your Budget And Get Financially Healthy

AirConditioningHave you checked your financial health lately? You might want to take a look at your budget. Are you paying too much for car insurance? Internet service? There are numerous things you can do to improve your financial health. [click to continue…]

Should You Sell Your Car or Get a Car Title Loan?

Car-Loan-WiselyMany individuals may consider selling their vehicles when they are in need of money for an emergency situation, but is this the best solution? In many instances, selling a car for money may not be the best move, especially when a car is a necessity [click to continue…]

Refinancing Your Car

Cars-ValueWhile refinancing a home is fairly well known, it may be less obvious that refinancing of one’s car loan is also possible. It may not be as popular as a home refinance, but refinancing a vehicle can provide a borrower with a variety of options. [click to continue…]