When faced with a dire financial situation, your options may be limited. You may not have the resources – friends and family – that can help to bail you out. You may try your bank or credit union for a loan, but for one reason or another that doesn’t work out. Luckily, there is an alternative – car title loans.

A car title loan is a short-term loan that involves using a vehicle as collateral. [continue reading…]

Having a bad credit history can doom a person for a long time. An individual who is trying to buy a home or a car will have a hard time borrowing money with poor credit. There are a few alternatives, though, for people who have bad credit and need to borrow money. [continue reading…]

Whether it’s the beginning or the end of the month, your bills must be paid on time. Your most important bill is normally your rent or mortgage payment. Not paying your rent or mortgage is a surefire way to wind up without a place to live. Likewise, when you don’t pay your electric or water bills, [continue reading…]

If you know anything about borrowing money, you know that financial institutions like to loan to people who are going to pay back the money they borrow. What that means is that banks and credit unions prefer to lend to those who have the means to repay them. Banks and other financial entities do not normally lend to people who do [continue reading…]

If you are a college student, you are probably aware that there are numerous student loan programs available to help you pay for your education. But what happens when all of your grants, scholarships, and loans do not cover the entire cost of going to school? When you need a few thousand dollars more to make it through the school [continue reading…]

Unlike more conventional loans from a bank or a credit union, a car title loan is based more on qualifications than explanations. Banks will ask potential borrowers why they need a loan and how the money will be used. Auto title lenders are not concerned so much with why the money is needed, [continue reading…]

Ever since the credit crunch that came about as the result of the financial crisis that began in 2008, borrowing money has been difficult in the U.S. Banks and financial institutions are not as lax as they once were in handing out loans. Restrictions are tighter making it difficult for the typical [continue reading…]

There are many reasons why you might want to take out a loan. It may be that you have a financial emergency and need money fast to pay your bills. You might want to take a vacation, remodel your home, or even help pay for school. Whatever the reason may be, a car title loan is a fast and easy way to access much needed cash. Applying for [continue reading…]

Every household seems to encounter some form of financial difficulty at one time or another. In recent times with the economy not as strong as it once was, there seem to be more and more people struggling to make ends meet. Fortunately, there are alternatives available for those having money problems. Here are a few. [continue reading…]