If you happen to be one of the many people across America suffering the effects of a low or nonexistent credit score, you understand how difficult it is to obtain a traditional loan. Borrowing money from banks and credit unions is harder than ever these days. Still, there are a few options for those of you who have no or poor credit. [continue reading…]

The average American household has several thousand dollars’ worth of debt, most of it in credit cards. Carrying large amounts of debt can be frustrating and contribute to one’s stress levels. It can also do a number on someone’s credit and overall financial standing. For those wondering how to go about paying off debt, [continue reading…]

When money is tight, it may seem like entertainment is out of reach. However, there are many fun things to do that cost nothing – or cost very little. You just have to know how to find them. [continue reading…]

When finances are tight and times are tough, it’s more important than ever to try and maintain as much normalcy for young family members as possible – and sometimes that incudes birthday parties. You may think you can’t afford a nice birthday party, but in fact, a great party does not need to cost much at all and kids will remember fun, [continue reading…]