People borrow money all the time. Most traditional loans have a process to determine whether or not an individual qualifies to receive a loan. Traditional lenders, like banks and credit unions, will want to know why you are borrowing the money, what your credit history is like, and your past history of paying back loans. [continue reading…]

Reportedly, the average household in America has as much as $15,000 in credit card debt alone. Add in car payments and mortgages, and it is easy to see how many people can become slaves to their debt. What if you could eliminate most or all of your unnecessary debt? It’s possible. Here’s how. [continue reading…]

For those who need to access funds quickly, the payday loan and the car title loan are two great options. Whether it be for an emergency or to access money to help pay for college expenses, home renovations, or even a family vacation, these two loan options are fast and easy ways to get your hands on some much-needed cash. [continue reading…]

If you are like most people, you have probably faced a financial situation where you could really have used some extra cash. Whether it was a car that needed fixed or even a short job layoff, each of us has had a time where could have used an emergency source of money. If you face such a situation, there is a way that you can [continue reading…]

The average American household has several thousand dollars’ worth of debt, most of it in credit cards. Carrying large amounts of debt can be frustrating and contribute to one’s stress levels. It can also do a number on someone’s credit and overall financial standing. For those wondering how to go about paying off debt, [continue reading…]

If you have been unable to borrow money to buy a home or a car because of a poor credit score, you may want to start working on repairing your credit history. A low credit score can be detrimental in a lot of ways and even prevent you from getting a job. You should first understand how your credit score is determined. [continue reading…]

In order to obtain a secured loan, a borrower has to offer something as collateral. The most popular forms of secured loans are mortgages and car loans. The problem with these types of loans involves how they are processed. A mortgage or car loan can take several weeks from the time the loan is initiated until the time the borrower receives his or her money. There are, however, a few types of secured loans where a borrower can get access to the money much quicker. Here are a few examples. [continue reading…]

When looking to borrow money, an individual can take out a personal loan if the individual has a bank account. Having a bank account allows a person to make credit and debit card purchases, make use of online banking, qualify for mortgage and other loans, and possibly earn interest on his or her money. [continue reading…]

Auto title loans might not be as well-known as conventional loans from a bank or a credit union, but they do serve to help people who need access to emergency cash. A car title is similar to other types of loans, but the process of obtaining one is a little different. Just like with mortgage loans and personal loans, [continue reading…]