Nearly 80 percent of all people who file an income tax return receive a refund from the IRS. What happens if you are one of those 20 percent? What if you have overdue taxes that need to be paid? There are some things you can do to prepare and to help you if you do indeed owe the IRS money. [continue reading…]
The economic conditions of the past six or seven years have led to some changes in the lending industry. After the housing bubble burst around 2008, financial institutions began tightening up their lending standards. Those who could have qualified for just about any loan offered found themselves as credit risks and unable to borrow [continue reading…]
When you have a sub-par credit score, borrowing money, among other things, becomes more difficult. Obtaining a loan with bad credit is not impossible, though. There are a few alternatives when you find yourself in a situation where you could use some extra cash. [continue reading…]
With all of the different types of loans available, one that is gaining in popularity is the car title loan. When conventional borrowing fails, car owners can use their vehicle as collateral to obtain a loan. Here’s how. [continue reading…]
There are many different types of loans available to people who are in need of money, no matter the reason they need it. People borrow to buy houses, cars, furniture, and much more. Most people are familiar with conventional borrowing. You go to a bank or a credit union, fill out a bunch of paperwork, and cross your fingers that you will be approved. [continue reading…]
In trying economic times, many people find themselves attempting to save money. However, there are many individuals that seem to have little in the form of luck when it comes to saving. There are a few simple tips that anyone can follow that will lead to increased savings at the end [continue reading…]
A secured loan is one in which the borrower offers up an asset as collateral for the loan. The asset may be a car or a house, for example, which then becomes a secured debt owed to the creditor. Not all secured loans are alike, however. One of the more popular secured loans is one [continue reading…]
Among the biggest causes of financial disaster are unexpected illnesses, accidents, or injuries that can leave an individual or family with a mountain of expenses. The situation can be made even worse if that person is uninsured or under-insured. Even with insurance these days, medical bills can pile up and leave a family in dire financial straits. [continue reading…]
