When you are unable to pay off a debt, and cannot work out a payment arrangement with a creditor, the creditor will most likely turn your bill over to a collection agency and report the delinquency to a credit bureau. This generally happens three months or so after you default. Debts likely to be turned over to a collection [continue reading…]

If you are considering getting a loan to help with an unexpected financial crisis, you may be weighing the options and trying to decide between several types of loans. You will want to have an understanding of these different types of loans as well as their pros and cons so you can decide which makes the most sense for you. [continue reading…]

People often have unexpected and short-term financial crises or dilemmas, and deciding how to best handle such a situation can be overwhelming. Borrowing money from family members is usually a bad idea, as this can exacerbate tensions and damage family relationships. Auto title loans such as those offered [continue reading…]

Trying to save money is difficult and frustrating when you live paycheck to paycheck. Establishing, and sticking to, a household budget can be the key to taking control of your finances and getting more from your money. Here’s how to [continue reading…]

When money is tight, it may seem like entertainment is out of reach. However, there are many fun things to do that cost nothing – or cost very little. You just have to know how to find them. [continue reading…]

You probably don’t need to be told that it’s a good idea to get your debt paid off. Most people spend a lot of time thinking about money and worrying about how their financial problems will affect them and their. If you do have substantial debt, or you have otherwise found yourself in a financial crisis, you know that finding [continue reading…]

Fuel is a necessary expense when you rely on your car to get you to work, to school, or anywhere else your daily routine takes you. That expense can add up – so much that most people are constantly trying to figure out ways to spend less on gas. There is so much information around on how to save money at the gas pump; unfortunately, much of [continue reading…]

For various reasons, many people eventually find themselves wondering whether they should take on a second job. Living costs are high, and a financial upset such as job loss or medical expenses can be a major setback to your budget. Even a happy event like a new baby can mean new expenses that you will have to cover. Or, perhaps you need [continue reading…]