Why Auto Equity Loans Are A Good Idea

Why Auto Equity Loans are a Good Idea

In case you’ve heard our commercials about auto title loans, you might wonder if title loans are a good idea. Automobile title loans have quite a few advantages that conventional lenders can not provide or will not offer. Normally, it’s hard to get qualified for a loan if your credit rating is not at least in the great selection. Whereas, here at Embassy Loans we do not base our loans on credit because loans have been secured by using automobile titles. Eliminating this measure permits creditors to accept more individuals and process loans quicker. Unlike banks which were known to take weeks to accept loans, Embassy Loans can process programs, accept loans and cover funds within 24 hours of receiving a program. If you think about how much easier it would be to be eligible and how fast you may get your cash, the information about title loans is beneficial and the decision is clear.

Listed below are only a couple of examples of advantages that our customers have come to rely on and appreciate.

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Getting a Loan with Bad Credit

Having bad credit can create several problems, the biggest of which is related to the ability to borrow money. If you are trying to borrow money for any reason, it is nearly impossible to do so with a poor credit history. Financial institutions see those with bad credit as higher risk borrowers who are more likely to default on their loans. Someone with bad credit can surely work toward improving their credit scores, but what if someone needs to borrow money immediately? [continue reading…]

Don’t Have Credit? Don’t Sweat It

If you have not built a credit history, you will find that it will be difficult to get a loan, a credit card, and possibly even a job or an apartment. Establishing a credit history can be tricky, but it is possible. Here are some steps you can take to build your credit history. [continue reading…]

Can Car Title Loans Damage My Credit?

In today’s lending world, credit history and credit score are everything. Some people will shy away from a car title loan believing that it may damage their credit. But, can a car title loan hurt your credit rating? [continue reading…]

Four Common Mistakes Found on Your Credit Report

Credit ScoreLike it or not, your credit report contains vital information that can be the difference in whether you are able to buy a car, buy a home, or even land a job. Because this information is so important, it is an absolute must that you monitor your credit report on a regular basis. If you have suspect credit, you should monitor your report even more frequently. When you check your credit report, you may often run into [continue reading…]

Why Establishing Credit Is Important

Improved-CreditMany people may not realize it, but establishing credit is very important. A good credit rating can lead you on a path to home ownership. It can help when you are buying vehicles and when you are looking for new jobs. If you are young and do not have a credit history, it is important to establish it as soon as possible. Doing so will [continue reading…]

So You Have Questions about Your Title Loan?

What-is-title-loanAs you searched the Internet about how you were going to handle your financial obligations next month, you came across car title loans. You have done extensive research and you are ready to pull the trigger. [continue reading…]

Using A Car Title Loan To Re-Establish Credit

NegotiatingIf you are suffering financially because of a poor credit history and a low credit score, there is a way for you to re-establish a positive payment history and raise your credit score. A low credit score can be the result of many factors. Remember, your credit score is calculated by looking your [continue reading…]

Your Credit Score and a Car Title Loan

credit_score-300x200If you know anything about borrowing money, you know that going to the bank to get a loan can be a frustrating process. Whether or not a financial institution will actually lend you money has a lot to do with your credit history and your credit score. [continue reading…]

Refinancing Your Car

Cars-ValueWhile refinancing a home is fairly well known, it may be less obvious that refinancing of one’s car loan is also possible. It may not be as popular as a home refinance, but refinancing a vehicle can provide a borrower with a variety of options. [continue reading…]

Managing Your Money

Affordable-PaymentsManaging your own finances is a skill that many people never learn, and one that can make a difference throughout your lifetime. Nowadays, it seems that managing personal finances should be easier with all of the software and budget programs available to the general public. Still, some of us fail. Here are a few tips for managing your money and improving your financial outlook. [continue reading…]

Why Car Title Loans Are Important

GuideIn times of financial trouble, people have traditionally turned to banks and other lending institutions for help. For the past several years, the economic crisis that rocked the country in the late 2000s has prevented banks from [continue reading…]

Are Car Title Loans Risky?

Money-ProblemsAre car title loans risky? The short answer is yes, but all loans have some elements of risk. There are risks for both the lender and the borrower. Whether or not a car title loan is too risky is best left up to the opinions of those involved. Here is a look at some of the risks involved in taking out a car title loan. [continue reading…]

Car Title Loans – Avoid Repossession

CarNeedingRepairsTaking out a car title loan can often save the borrower from a dire financial situation. Someone who needs access to quick cash after a job layoff or for unexpected medical expenses can use the money to get through that so-called bump in the road. The downside, of course, to doing a car title loan is that there is the risk that the lender could repossess the vehicle. Most borrowers can avoid having [continue reading…]

Choose Your Car Title Loan Company Wisely

Not-all-the-sameAs the popularity of car title loans continues to rise, there is a lot of competition in the market. With the demand rising, new car title loan companies are entering the market every day. Which one do you choose to do business with? You need to do your homework and do some research prior to making a decision. Here are some things you can do to ensure you make a sound decision. [continue reading…]

Four Ways To Pay Off Your Credit Card Debt

dreamstimeextrasmall_18636169The average household that has at least one credit card is said to have over $15,000 in credit card debt. Oftentimes, this debt becomes unmanageable and plays a huge role in creating financial disasters. Thankfully, there are some ways to get that debt paid off and do so fairly quickly. [continue reading…]

Getting A Loan After Bankruptcy

dreamstimeextrasmall_34508232If you have filed bankruptcy, it is crucial to begin rebuilding your credit as quickly as possible. One of the easiest ways to do so is to obtain a credit card. If you are able, you can get an unsecured credit card, begin using it, and pay the bill off in its entirety every month. You may have to get a secured or prepaid card due to having poor credit. Still, using the new card is a way to re-establish your credit history. Showing that you can make timely payments is one of the biggest factors in determining your credit score. [continue reading…]

Use A Car Title Loan To Re-Establish Your Credit History

Credit HistoryIf you have defaulted on loan payments in the past and have poor credit as a result, there is a way that you can rebuild your credit history and score. Having a low credit score can prevent you from being able to find traditional lending options when it comes time to do things like buy a car or house. Lenders will only approve loans to those [continue reading…]

Loans You Can Obtain Without A Credit Check

No Credit CheckBorrowing money without a credit check is possible. If you are like the many people who suffer from a poor credit history, there are options available for borrowing money. Two of the more common loans that do not require a credit check are the payday loan and the car title loan. [continue reading…]

Manage Your Money And Eliminate Debt

Manage moneyManaging your money and eliminating debt can be done. You must be willing to follow a few simple steps and stick to a plan. If you can do so, you can change your financial situation for the better. The process starts by assessing your current financial picture. [continue reading…]