Winters in Florida are nothing like what others around the country must go through, but homeowners still need to take some time to winterize their homes. It pays to prepare even against the relatively mild winters of the South. Whether you are having relatives for the holidays or even leaving on vacation for a few weeks, there are a few steps you can take to get your home ready for the winter. [continue reading…]
If you have ever bought a home or a car, you may understand the loan process. It is usually long, arduous, and often frustrating. The next time you need to borrow money, for whatever reason, you may want to consider a car title loan. It will be the easiest loan you ever decide to take. [continue reading…]
You may not have realized, but car title loans are surging in popularity across the nation. Some states have seen a jump in the number of car title loans surge as high as 178% from 2011-2014. More and more, individuals are seeing these as an excellent method for securing the additional money that they need for certain unexpected situations, for handling expenses like education, weddings, or travel, and just for that bit of extra cash that they may need every once and a while. But why? [continue reading…]
If you are carrying too much unsecured debt, your budget is in trouble. These types of debts, which include things like credit card debt, utility bills, and medical bills, do not require any collateral requirement. The power was turned on in your home based on your signature on an application. The same applies to the extension of credit on a credit card. Unsecured debt, because of its lack of collateral, is considered high risk. [continue reading…]
Looking for fast access to cash for an emergency? There are a few alternatives, but the online car title loan offers you the most advantages. Embassy Loans, one of the Florida’s most reputable consumer finance companies, offers borrowers who own a vehicle the ability to borrow money rather easily. Here is why you should choose a car title loan over other forms of borrowing. [continue reading…]
People are now living longer, well into their 80s and 90s. Most will retire in their 60s, meaning they will have another 20 to 30 years ahead of them. How will they pay for those years? It is important to begin planning for retirement as soon as possible. It is believed by many experts that retirees will need approximately [continue reading…]
While it still represents the American Dream, owning a home is not automatically the best option for everyone. There are a number of responsibilities that come with home ownership and, while there are some advantages, renting instead of buying also comes with its share of benefits. [continue reading…]
Buying or selling a car that has a lien on the title can be very tricky. The lien on the title entitles the lien holder to take possession of the vehicle if the lien has not been paid. Anytime there is a lien on a title; there is a question of ownership. The lien holder still has a vested interest in the property. This is why buying or selling anything with a lien on it becomes difficult. If there is an active lien on a vehicle that you wish to buy, sell, or use as collateral for a loan, here are some things you should do first. [continue reading…]
With this year’s tax filing deadline quickly approaching, individuals are searching for viable write-offs to increase the amounts of their refunds or, at the very least, to prevent themselves from paying too much. One of the most-used tax write-offs is the charitable donation. Giving to charity has long been used by everyone from the extremely wealthy to the middle class to gain an advantage come tax time. While you cannot donate now and have it count toward last year’s income tax return, here are some things to consider for 2016. [continue reading…]
In many parts of the country, the temperatures and the weather may have you feeling blue. You want to take a vacation but do not wish to spend the money. You can use your car to treat yourself and your family to a nice winter getaway and not by driving. You can use your car for an auto title loan to pay for your excursion.
If you own a vehicle, you can opt for a car title loan and then repay it to take a nice vacation to escape the dead of winter. Here’s how to do it. [continue reading…]
Many families are proud pet owners who treat their animals just like part of the family. When a family member is injured or comes down with a serious illness, we tend to do whatever we can to help. The same can be said of pets. When a pet needs major surgery or costly medication, we are willing to do whatever we can. Often, that means spending money that we may not have. One of the things that you can do in this situation [continue reading…]
As everyone knows, college tuition costs continue to rise. While scholarships and financial aid can help to offset tuition and room and board, there are still many other costs that the typical college student incurs. One of those is textbooks.
If you need cash quickly and are prepared to repay them, car title loans are an easy way to access money in a hurry. Before applying for one, though, you should make sure you have a good understanding of the risks and rewards involved. [continue reading…]
As we approach the upcoming tax season, many will begin thinking about what to do with their tax refunds. It is wise to begin thinking about how to spend that money now; otherwise, it’s easy to end up spending it frivolously. You can use your income tax refund to do a number of things including making investments, paying off a credit card, or paying off a car title loan balance. Here are some ways [continue reading…]
It’s the time of year when the joyful holiday spirit is in the air. It is also a time when you may be thinking of proposing to your better half. What better way to ask your mate to marry you than to do it on Christmas Eve, Christmas Day, or even New Year’s Eve? There’s just one problem: your finances. [continue reading…]
Car title loans are becoming a more popular method of borrowing for many consumers across the nation. These types of loans are easier to obtain than most conventional loans for those who do qualify. Because of the ease of approval and the speed with [continue reading…]
A car title loan is a form of a secured loan where a vehicle’s title is used as collateral in exchange for a loan. Vehicle owners who possess a title free and clear of any liens are more likely to be granted a car title loan. In some cases, title loan [continue reading…]
In your search for immediate funds, it’s likely that you’ve already come across quite a bit of information regarding car title loans. However, it can be difficult to separate fact from fiction when it comes to these types of loans, especially since they differ in many ways from other, more traditional types of loans. With any loan, it is important to have a clear and accurate understanding of the loan and what you can expect from [continue reading…]
A car title loan is a short-term, secured loan against a vehicle owned by the borrower. The car is pledged as collateral in exchange for a certain amount of cash. For many borrowers, auto title loans are the easiest and fastest way to get their hands on cash quickly. At Embassy Loans of Florida, for example, most car title loans are processed within an hour, giving borrowers access to their cash quickly. Still, many people are confused about these types of loans. Here are the facts about car title loans. [continue reading…]
The increasing popularity of auto title loans has created some confusion among the general population. Contrary to what some may believe, there are major differences between an auto loan and an auto title loan. While one is used to purchase the vehicle, the other can be used by those who own a car or truck. Here are those differences. [continue reading…]
It’s the time of year when the joyful holiday spirit is in the air. It is also a time when you may be thinking of proposing to your better half. What better way to ask your mate to marry you than to do it on Christmas Eve, Christmas Day, or even New Year’s Eve? There’s just one problem: your finances. [continue reading…]
