It is much easier to buy a used car than a new car if you have poor credit. These days, there are several options available in the used car market. Potential buyers can find thousands of quality economically priced vehicles for sale. [continue reading…]

Today’s lending world is quite different than it was 15 years ago. Banks and other lenders were much more liberal with their lending practices until the economy began to fall apart in the late 2000s. Fast forward to 2017 and trying to obtain a loan is much more challenging. Borrowers need to have excellent credit and payment histories to be approved. Car title loans have become more popular over the past decade because it’s not a requirement to carry out credit checks for approval of credit. [continue reading…]

If you own a credit card, it is likely that you receive offers now and then to utilize a cash advance. Most credit card companies will permit their cardholding customers to withdraw cash, up to a certain amount, from an ATM or at a bank. Before you consider taking a cash advance on your credit card, you might want to consider some other options. [continue reading…]

When the U.S. economy took a dip into recession in the late 2000s, one of the effects was related to borrowing. Those looking to borrow to pay off debt found it much harder to qualify for a loan. Banks and other lending institutions would only approve those with the highest credit scores and the best payment histories. As a result, an alternative loan market began to arise – car title loans. Over the past decade, auto title loans have become more and more popular. Here’s why. [continue reading…]

Car title loans have become a more popular form of borrowing over the last decade as banks and traditional lenders have tightened their lending requirements. For all the bad publicity that car title loans receive, there are several positives associated with them. Let’s look at three. [continue reading…]

Credit card offers are everywhere and credit card companies, while stricter these days, still sign up new customers every single day. If you are one of those credit card owners that companies love, you are likely in debt. Credit card companies prefer it when you carry a balance on your card because they can charge you interest on it. For too many people, not understanding how credit card companies make money is a huge mistake. [continue reading…]

When there are major financial decisions to be made, people often seek out financial institutions for help. Ever since the economic downturn that started in the late 2000s, banks and credit unions have been much more stringent in their lending practices. Gone are the days of the no-income, no-asset loans, as well as loans for borrowers with bad credit. Without a solid credit history and a stable employment history, you are likely to be declined for a loan from your bank. That is why car title loans have become so important. [continue reading…]

One of the costlier bills you may have in your home is for electricity. We all need lights, refrigerators, computers, and we use electricity to power all these devices daily. If you feel like you are spending too much on your electric bill, there are some things you can do to lower it. Check out these energy-saving ideas and see if you can implement them in your household. [continue reading…]

Car title loans have become more popular over the past decade as financial institutions have tightened up their credit requirements. Borrowers who could easily turn to their banks for loans are now having to find alternatives. As a result, the number of vehicle title loans has increased dramatically. These types of loans have received plenty of negative publicity giving many people the wrong impression. When used correctly, a car title loan is perfectly legal and safe for a borrower. [continue reading…]

There are many potential borrowers these days that have limited alternatives. With the tightening of lending standards over the last decade, borrowing from banks and other financial institutions has become much more challenging. Car title loans have become more popular as a result. Some view these loans in a negative light, but if a borrower has a plan, a car title loan can be the perfect solution to money problems. [continue reading…]

One of the things that many American households are not very good at is saving money. If you are searching for the means to increase your savings, there are several different strategies. Here are five tips to saving more money. [continue reading…]

Who doesn’t want to save more money in 2017? Whether you are saving for retirement, for a vacation, or to make sure you have an emergency fund, anyone can save in 2017. It will take some discipline, but here are some things you can do this year to grow your savings. [continue reading…]

There is only one thing that proves that you own your vehicle and it is not your good word or the fact that you have the keys. Your car title is the document that shows you are indeed the owner. That is why it is paramount to take good care and keep track of it at all times. Losing a car title can lead to some serious headaches. Getting a car title replaced can be a nightmare. You should keep the title somewhere safe with other valuable items in your home. If you do have a safe, that may be the best place to keep it. [continue reading…]

The car title loan has become more popular over the last decade as an alternative to financial institutions and their tighter restrictions on borrowing. The financial crisis that rocked our nation in the late 2000s made banks and other financial institutions more careful with their lending. Thus, many individuals who could borrow pre-crisis, now cannot. Car title loans, like those offered by Embassy Loans, are a viable alternative. Here’s what you should look for when shopping for a car title loan. [continue reading…]

Trying to borrow money through conventional means these days is difficult. Because of the financial mess of the late 2000s, banks and credit unions have tightened up their lending standards, and often only the candidates with the best credit scores are approved for loans. What if you your credit didn’t matter? What if you didn’t have to wait several weeks before finding out whether a lender would approve you for a loan? It is possible for certain people. [continue reading…]

People who have borrowed money from a payday lender often find themselves caught in a dangerous cycle of using payday loans to take care of their finances. Payday loans are usually for a few hundred dollars and used by borrowers to pay rent, a car payment, or other bills. These loans are short term and are given based on the borrower’s paycheck. The borrower is basically getting an advance on a future paycheck, which he or she signs over to the lender. When the borrower gets paid, he repays the loan amount plus a fee. [continue reading…]

A car loan and a car title loan are two very different types of loans. While car loans are almost a part of our everyday existence, the car title loan is not as widely known. Title loans have become more popular over the last decade as borrowers look for other means of borrowing money. Here are the key differences between these two types of loans. [continue reading…]

If you were not aware, there is a way to use your car, truck, or SUV to borrow money. Sure, you can drive to a bank or credit union and attempt to borrow, or you can use your vehicle as collateral for a car title loan. Car title loans have become more common over the last decade as a way for millions to borrow. With financial institutions tightening up their lending standards, many borrowers have been shut out of the market. Now, vehicle owners have an alternative. [continue reading…]

One of the best things you can do for your financial health is to establish a budget. Doing so allows you to see exactly where you are spending your money. Your budget can be used to help in making major financial decisions. There may come a time when you need a few thousand dollars and need it quickly. A car title loan could be the answer [continue reading…]