When there are major financial decisions to be made, people often seek out financial institutions for help. Ever since the economic downturn that started in the late 2000s, banks and credit unions have been much more stringent in their lending practices. Gone are the days of the no-income, no-asset loans, as well as loans for borrowers with bad credit. Without a solid credit history and a stable employment history, you are likely to be declined for a loan from your bank. That is why car title loans have become so important. [click to continue…]

One of the costlier bills you may have in your home is for electricity. We all need lights, refrigerators, computers, and we use electricity to power all these devices daily. If you feel like you are spending too much on your electric bill, there are some things you can do to lower it. Check out these energy-saving ideas and see if you can implement them in your household. [click to continue…]

Car title loans have become more popular over the past decade as financial institutions have tightened up their credit requirements. Borrowers who could easily turn to their banks for loans are now having to find alternatives. As a result, the number of vehicle title loans has increased dramatically. These types of loans have received plenty of negative publicity giving many people the wrong impression. When used correctly, a car title loan is perfectly legal and safe for a borrower. [click to continue…]

There are many potential borrowers these days that have limited alternatives. With the tightening of lending standards over the last decade, borrowing from banks and other financial institutions has become much more challenging. Car title loans have become more popular as a result. Some view these loans in a negative light, but if a borrower has a plan, a car title loan can be the perfect solution to money problems. [click to continue…]

Who doesn’t want to save more money in 2017? Whether you are saving for retirement, for a vacation, or to make sure you have an emergency fund, anyone can save in 2017. It will take some discipline, but here are some things you can do this year to grow your savings. [click to continue…]

There is only one thing that proves that you own your vehicle and it is not your good word or the fact that you have the keys. Your car title is the document that shows you are indeed the owner. That is why it is paramount to take good care and keep track of it at all times. Losing a car title can lead to some serious headaches. Getting a car title replaced can be a nightmare. You should keep the title somewhere safe with other valuable items in your home. If you do have a safe, that may be the best place to keep it. [click to continue…]

The car title loan has become more popular over the last decade as an alternative to financial institutions and their tighter restrictions on borrowing. The financial crisis that rocked our nation in the late 2000s made banks and other financial institutions more careful with their lending. Thus, many individuals who could borrow pre-crisis, now cannot. Car title loans, like those offered by Embassy Loans, are a viable alternative. Here’s what you should look for when shopping for a car title loan. [click to continue…]

The Perfect Loan

Car Title LoanTrying to borrow money through conventional means these days is difficult. Because of the financial mess of the late 2000s, banks and credit unions have tightened up their lending standards, and often only the candidates with the best credit scores are approved for loans. What if you your credit didn’t matter? What if you didn’t have to wait several weeks before finding out whether a lender would approve you for a loan? It is possible for certain people. [click to continue…]

LoansPeople who have borrowed money from a payday lender often find themselves caught in a dangerous cycle of using payday loans to take care of their finances. Payday loans are usually for a few hundred dollars and used by borrowers to pay rent, a car payment, or other bills. These loans are short term and are given based on the borrower’s paycheck. The borrower is basically getting an advance on a future paycheck, which he or she signs over to the lender. When the borrower gets paid, he repays the loan amount plus a fee. [click to continue…]

A car loan and a car title loan are two very different types of loans. While car loans are almost a part of our everyday existence, the car title loan is not as widely known. Title loans have become more popular over the last decade as borrowers look for other means of borrowing money. Here are the key differences between these two types of loans. [click to continue…]

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