If you are looking to purchase a car, new or used, visiting a dealership can be a dreadful experience. The whole process of buying a new car can be very frustrating. That is why it makes sense to prepare in advance to get the most out of your visit to a dealer. Here are a few tips that will make your trip to a car dealership much more efficient and, hopefully, less frustrating. [click to continue…]

If you have ever lost a job, you know it can be difficult. While your source of income stops, you still must find a way to pay the bills. Finding another job takes time, so you might find yourself unemployed for several weeks. Here’s how you can maintain your sanity and get through this difficult time. [click to continue…]

Emergency FundToo many people are unprepared should they face a serious financial crisis. That is why it is important to begin preparations to handle such an emergency. To get through times such as a job layoff, there are a few things that one should have in place. A savings account with the equivalent of six months’ worth of expenses is the first step. Should you lose a job, this emergency fund will allow you to pay all your bills without earning a dime. [click to continue…]

Car title loans are an easy way to borrow money in the short term. While most believe that car title loans are very costly, that is not always the case. To qualify for an auto title loan, an individual must own a vehicle, preferably paid off in full, have a clear title, and be willing to offer the vehicle as collateral. In many cases, a car title loan is a best-case scenario for a short-term loan. [click to continue…]

It is much easier to buy a used car than a new car if you have poor credit. These days, there are several options available in the used car market. Potential buyers can find thousands of quality economically priced vehicles for sale. [click to continue…]

LoanToday’s lending world is quite different than it was 15 years ago. Banks and other lenders were much more liberal with their lending practices until the economy began to fall apart in the late 2000s. Fast forward to 2017 and trying to obtain a loan is much more challenging. Borrowers need to have excellent credit and payment histories to be approved. Car title loans have become more popular over the past decade because it’s not a requirement to carry out credit checks for approval of credit. [click to continue…]

If you own a credit card, it is likely that you receive offers now and then to utilize a cash advance. Most credit card companies will permit their cardholding customers to withdraw cash, up to a certain amount, from an ATM or at a bank. Before you consider taking a cash advance on your credit card, you might want to consider some other options. [click to continue…]

When the U.S. economy took a dip into recession in the late 2000s, one of the effects was related to borrowing. Those looking to borrow to pay off debt found it much harder to qualify for a loan. Banks and other lending institutions would only approve those with the highest credit scores and the best payment histories. As a result, an alternative loan market began to arise – car title loans. Over the past decade, auto title loans have become more and more popular. Here’s why. [click to continue…]

Car title loans have become a more popular form of borrowing over the last decade as banks and traditional lenders have tightened their lending requirements. For all the bad publicity that car title loans receive, there are several positives associated with them. Let’s look at three. [click to continue…]

Credit card offers are everywhere and credit card companies, while stricter these days, still sign up new customers every single day. If you are one of those credit card owners that companies love, you are likely in debt. Credit card companies prefer it when you carry a balance on your card because they can charge you interest on it. For too many people, not understanding how credit card companies make money is a huge mistake. [click to continue…]

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