Checking-HistoryFinancial institutions, especially these days, prefer secured loans over those that are unsecured. As the name suggests, a secured loan is one that offers an asset as a form of collateral in exchange for the opportunity to borrow money. There are several types of secured loans, mortgages and auto loans [click to continue…]

popular1When the U.S. economy began to fall apart in the late 2000s, it left hundreds of thousands of people out of work and many who went on to financial ruin. The resulting fallout of the bursting of the housing bubble and the ensuing recession left
many people with nowhere to turn. The failing economy also took with it the credit histories of thousands of individuals. [click to continue…]

HolidaysThe holiday season is upon us and with it comes the spending season. The damage that overspending does to our budgets is the thing many of us dread most about the holiday season. But you don’t have to break the bank to enjoy the holidays [click to continue…]

How-to-QualifyCar title loans are becoming a more popular method of borrowing for many consumers across the nation. These types of loans are easier to obtain than most conventional loans for those who do qualify. Because of the ease of approval and the speed with [click to continue…]

Alternative-LoansIn today’s credit market, individuals are finding it harder and harder to borrow money. Even with historically low interest rates, lenders are only willing to lend to those with the best credit histories and scores. What can you do when financial institutions [click to continue…]

GuideAt some point in your lifetime, you will find it necessary to borrow money. It may be to finance a car, a house, or your college education. Even though most people do borrow money at some point in their lives, they most likely do not understand even the basics of loans and how they work. [click to continue…]

DebtConsumer debt in the United States continues to grow and is now approaching $3.4 trillion as of May 2015. The average person, including children, owes roughly $10,200 in some form of debt. Most of that debt is in the form of auto loans, [click to continue…]

BasicsA car title loan is a form of a secured loan where a vehicle’s title is used as collateral in exchange for a loan. Vehicle owners who possess a title free and clear of any liens are more likely to be granted a car title loan. In some cases, title loan [click to continue…]

2nd-job1In the world of short term loans, most people are unaware of the differences between the different types. Personal loans, car title loans, and payday loans all have their advantages and disadvantages. People looking for emergency cash solutions often do not take the time to understand the differences between the three. [click to continue…]

dos-and-dontsCar title loans have become a popular method of borrowing over the past few years as traditional lending standards have tightened. A car title loan is a secured loan where a vehicle is used as collateral. Title loans have been hailed as a solution for [click to continue…]