A car title loan is a short-term, secured loan against a vehicle owned by the borrower. The car is pledged as collateral in exchange for a certain amount of cash. For many borrowers, auto title loans are the easiest and fastest way to get their hands on cash quickly. At Embassy Loans of Florida, for example, most car title loans are processed within an hour, giving borrowers access to their cash quickly. Still, many people are confused about these types of loans. Here are the facts about car title loans. [continue reading…]
The answer to that question is up to each individual who takes out a car title loan. As with any form of borrowing, a borrower who does not have set financial goals or a plan to repay the loan can end up with even more problems. Can a car title loan ruin your finances? Only if you let it. [continue reading…]
Identity theft is a serious crime that affects nearly 10 percent of the U.S. population each year. Criminals go to extreme measures to steal a person’s identity and can do so in a variety of ways. That is why it pays to be extra diligent with your personal information. Here are a few of the things you can do to protect yourself. [continue reading…]
Not having credit can be incredibly detrimental, especially when you find yourself in a situation where you are in need of a loan of some kind. Credit is essentially your way of proving that you’re financially responsible enough to pay back the money that you owe someone. Having no credit or bad credit means that formal institutions, [continue reading…]
The increasing popularity of auto title loans has created some confusion among the general population. Contrary to what some may believe, there are major differences between an auto loan and an auto title loan. While one is used to purchase the vehicle, the other can be used by those who own a car or truck. Here are those differences. [continue reading…]
In the U.S., a title is a document that establishes legal ownership of property; in this case, a vehicle. Vehicle titles are issued by each state and by the department that handles motor vehicles. While each state is different, the process of obtaining a title and the information included on a title is pretty standard. [continue reading…]
You have to have a car to take a vacation, right? Unless you can fly to your destination, your car will provide the transportation to get you to your vacation spot. If you don’t have the extra funds saved up to go on vacation this summer, you can use your vehicle in a different way to take that trip. A car title loan is easy to obtain and will provide you with the cash you need to make this summer special. [continue reading…]
Summer is always a great time of year. School is out, the weather is great, and there are plenty of things to do. The summer is a great time to relax and recharge, but sometimes that can get boring. Many of the summer activities that you would like to take part in just simply cost too much. If your budget is tight this year, here are some things you can do to [continue reading…]
Car title loans have become more popular in the last few years as the conventional loan market has become more difficult to enter. Because of the financial crisis that struck the U.S. in the late 2000s, lenders have tightened their standards and access to cash has diminished for the average American. [continue reading…]
Your vehicle is pushing 10 years old and you are faced with some pretty hefty repairs to ensure that it will give you another five. Since it is your main form of transportation to your job, it is pretty important that the repairs are done. [continue reading…]
Monthly Interest Rates range from 1.5% to 2.5% (18% to 30% APR), with 15-18 Month Terms.
No Prepayment Penalties!
Embassy Loans uses “Title Loans” for advertisement purposes only and provides auto equity loans. Embassy Loans Inc. is licensed under the “Florida Consumer Finance Act” under Florida Statute 516 and as such Embassy Loans is exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of Embassy Loans’ activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.