When A Car Title Loan Is A Great Idea

IdeaCar title loans may not be as popular or as well-known as traditional loans from a bank, but they can save the day when you run into a financial emergency or need to access cash quickly. A car title loan is a secured loan in which a vehicle’s title is used as collateral. This differs from a personal loan or a mortgage loan, which are unsecured loans [continue reading…]

Car BreakdownIt seems like it always happens just when you need it the least. You are on your way to work when something goes wrong with your vehicle. It comes at a time of the month when you just don’t have the money to get it fixed. The vehicle, of course, is your means of transportation to and from your job, and you just cannot afford to not go to work either. [continue reading…]

It’s Tax Season – Use Your Refund Wisely

Accountant holding large tax return refundWith the end of January comes the beginning of tax season as employers must mail out all of their tax documentation to their employees. By mid-February, you should have everything you need to begin filing your income tax return. If you are like most – it is estimated that eight out of every ten filers receive a refund – you will be [continue reading…]

Loans You Can Obtain Without A Credit Check

No Credit CheckBorrowing money without a credit check is possible. If you are like the many people who suffer from a poor credit history, there are options available for borrowing money. Two of the more common loans that do not require a credit check are the payday loan and the car title loan. [continue reading…]

Loans you can Obtain Without A Job

No jobMost lenders will require that a borrower have a job in order to obtain a loan. It makes sense. A lender wants the borrower to repay the loan plus interest. Having a job and a steady source of income is how most people are able to make their loan payments. There are some loans that you can obtain without having a job. [continue reading…]

Money Saving Myths

MythsThere are really only two things that you can do with your money. You either spend it or you save it. Whether you put it in a bank or a coffee can, if you are not spending it you are saving it. Most people try to save money but are unsure of how to best go about it. [continue reading…]

Non-Traditional Methods Of Consolidating Debt

debt consolidatingMonth after month you struggle to meet your financial obligations. A rent or mortgage payment, a car payment, plus utilities, and a few credit card payments can often leave nothing left at the end of a month. What you might want to consider is consolidating some of your debt to reduce your overall monthly payments. [continue reading…]

Pay For the Holidays with a Car Title Loan

HolidaysAs the holiday season comes to a close, it will be time to deal with paying for it all soon. All of those nice presents and holiday food and drink must be paid for at some time. Like many others, you decided to put all of your holiday spending on credit cards. Pretty soon the bills will come, and it will be time to settle up. [continue reading…]

VetIf yours is a typical American household, you may have a furry friend that is just like one of the family. Whether you are a dog or cat lover, pets become very much like one of your own children. Unfortunately, when they become ill or get into an accident, it is often a matter of money that determines [continue reading…]

Protect Yourself from Identity Theft

identity theftA person’s identity can be stolen in a number of ways and, most often, the person whose identity has been stolen does not even know for many months, or even years. Identity thieves can use a person’s identity to purchase homes, cars, and obtain credit. Once discovered, victims have to spend a great deal of [continue reading…]