Car as collateralIf you are having difficulty trying to borrow money, you can use your vehicle as collateral in an effort to secure funds. Borrowing from traditional lenders such as banks and credit unions these days is much more difficult than it was even 10 years ago. Lenders have placed more restrictions on borrowing and, [click to continue…]

What is a title loanCar title loans are fairly self-explanatory, at least as far as what they are and what they can do for you. If you own a vehicle, you can use the title to that car or truck as collateral for a loan. You can attempt to obtain a car title loan from a traditional lender like a bank or credit union, or you can choose [click to continue…]

Financial CatastropheVirtually everybody experiences some kind of financial stress at some point in his or her life. You may find yourself in a bind needing access to emergency cash for a variety of reasons. You may be laid off from a job [click to continue…]

Building CreditAny individual who has suffered from severe financial hardship will find that one of the things that has been affected is his or her credit score
and credit history. Whether the hardship was a bankruptcy, a foreclosure, or repossession, you can rebuild your credit history and score.

One of the best things that a person can do when attempting to rebuild their credit history is to view the process as if he or she had no credit problems in the past. Think of the situation as if you had no credit history at all and are starting fresh. [click to continue…]

Types of LoansThere are all sorts of loans available today from the simplest of promissory notes between family and friends to the more complex forms of lending like mortgages, car loans, and more. Some loans, such as small business loans, are available only to certain groups of people. Banks and credit unions will [click to continue…]

Fast MoneyFor many families or individuals, there may come a time when you need cash in a hurry. It may be to cover a mortgage or rent payment, or it may be to cover the cost of a medical bill or even college tuition. Whatever the reason may be, there is a way to access cash very quickly. A car title loan is a fast and easy [click to continue…]

FuneralMost people are familiar with the old adage that death and taxes cannot be avoided. Along with the stress of the loss of a loved one comes dealing with the finances of the final arrangements as well as the estate of the deceased. The funeral and burial arrangements usually fall on the surviving spouse, if there is one, or another close relative. [click to continue…]

Legal FeesThere may come a time in your life when you have to hire an attorney. You may find yourself going through a divorce, a bankruptcy, or even facing some type of charges. Whatever the circumstances, legal representation is necessary, and you will have to come up with a substantial amount of money in [click to continue…]

Car's ValueIf you happen to be in a position where you are considering a loan, be sure to look at all of your options. Loans from traditional financial institutions, banks and credit unions, are great if you have the necessary qualifications. What if you are unemployed or do not have a respectable [click to continue…]

Borrowing MoneyBorrowing money from a financial institution is hard enough when the borrower has good credit. Borrowers with bad credit have limited options, but there are some alternatives to a conventional bank loan. Having good credit can open some doors for borrowers, but having bad credit [click to continue…]