Because of the conditions of the American economy over the last decade, financial institutions such as banks and credit unions have tightened their lending standards. Individuals who would have qualified easily for a conventional loan now find it much more difficult to be approved for mortgages, personal loans, and other traditional loans. As a result, there has been a great deal of [continue reading…]

If you happen to be one of the many people across America suffering the effects of a low or nonexistent credit score, you understand how difficult it is to obtain a traditional loan. Borrowing money from banks and credit unions is harder than ever these days. Still, there are a few options for those of you who have no or poor credit. [continue reading…]

Any time that you purchase a car, whether from a dealer, a friend or family member, or some other third party, you should always check the car title history first. You need to confirm that the title is clean and that the vehicle is not going to give you headaches in the future. You could purchase a car thinking it is in great shape, but it has actually been in several accidents and has been rebuilt a number of times. Here are some tips [continue reading…]

Car title loans are becoming a more popular method of borrowing money. There are some significant differences between a car title loan and a more traditional loan from a bank or credit union. Auto title loans are secure loans that are not based upon a person’s credit and employment history. Companies like Embassy Loans of Florida have helped thousands of customers borrow money to help take care of financial emergencies. [continue reading…]

Taking out a car title loan can often save the borrower from a dire financial situation. Someone who needs access to quick cash after a job layoff or for unexpected medical expenses can use the money to get through that so-called bump in the road. The downside, of course, to doing a car title loan is that there is the risk that the lender could repossess the vehicle. Most borrowers can avoid having [continue reading…]

For most people, buying a car is one of the largest financial transactions that they will make. Shortly after the purchase of a vehicle, the buyer receives the title to it. There are several important things that everyone should know about their car title. Here are a few. [continue reading…]

There are really only two things that you can do with your money. You either spend it or you save it. Whether you put it in a bank or a coffee can, if you are not spending it you are saving it. Most people try to save money but are unsure of how to best go about it. [continue reading…]

In trying economic times, many people find themselves attempting to save money. However, there are many individuals that seem to have little in the form of luck when it comes to saving. There are a few simple tips that anyone can follow that will lead to increased savings at the end [continue reading…]

There are many reasons why you might want to take out a loan. It may be that you have a financial emergency and need money fast to pay your bills. You might want to take a vacation, remodel your home, or even help pay for school. Whatever the reason may be, a car title loan is a fast and easy way to access much needed cash. Applying for [continue reading…]

It is that time of year again…time to send the kids back to school. If you are like most Florida parents, however, you may be struggling to make ends meet during this time of year. Going back to school can be expensive when you add in new clothes, school supplies, school fees and the additional burden of lunch money. [continue reading…]

With all of the different loans available to people, the car title loan is one that many people do not know much about. Car title loans are becoming more popular as a method of accessing emergency cash. Here are some of the most frequently asked questions about auto title loans. [continue reading…]

Car title loans are a great opportunity for individuals and families to borrow much needed funds in times of financial duress. Those who possess a clear title to a vehicle can easily qualify. When taking out a car title loan, it is imperative that the borrower use the loan wisely. [continue reading…]

As the summer starts to fade, it will soon be back to school time, and parents everywhere will be scrambling to make sure their little ones are prepared with all of the necessary school supplies, clothes, and shoes for the new school year. The key to pulling off a successful back to school season [continue reading…]

You’re a first time homebuyer and you put everything out on the table to get into this house. You were somehow able to secure a mortgage, and now it’s time to move in. You would love to enjoy your first month in your new home, but someone forgot to tell you about the deposit that you might need to have your [continue reading…]

Developing a family budget can be a difficult task, but not as difficult as sticking to the monthly financial plan. Keeping track of how you spend your money can be challenging, just like watching what you eat and counting calories. There are even budgeting software programs, websites, and more that exist to help people keep their [continue reading…]

For most of the past five years, the country has been feeling the effects of a recession that began in 2008 with the start of the housing crisis. Subsequent layoffs and unemployment forced many families to go through their savings and have left others [continue reading…]

Cash emergencies happen to the best of us. One way to mitigate the risk of a cash crunch is to do what financial gurus call “paying yourself first.” This means that you spend time finding ways to creatively put away money into some sort of a savings account without ever noticing the money being diverted away. Putting a little extra money away each [continue reading…]

When faced with a budget crunch, the smart thing to do is to look for ways to cut down on monthly expenses. Now it should be prefaced that this is something that every individual should do, regardless of [continue reading…]

Today, practically everyone is mobile. In fact, a lot of people have gone completely mobile by disconnecting their landline altogether and just using their mobile phone. The cost for mobile phone service can get [continue reading…]