For most of the past five years, the country has been feeling the effects of a recession that began in 2008 with the start of the housing crisis. Subsequent layoffs and unemployment forced many families to go through their savings and have left others [continue reading…]

A car title loan is not quite as popular as a conventional loan from a bank, although title loans are gaining popularity among those with bad credit. These types of loans are much easier to obtain than conventional loans, which require good credit as well as a positive background check. [continue reading…]

When your credit history is suspect, it can cause a lot of problems, especially when it comes to borrowing money for a car or a house. A poor credit history can also affect your chances of landing certain jobs and securing lines of credit. A bad credit score will have an impact on your financial future, whether you know it or not. [continue reading…]

If you have attempted to borrow money to buy a home or a car and have run into difficulty because of your credit score, there are some things that you can do to improve upon it. While there is no quick-fix, you can repair your credit report [continue reading…]

While not as common as conventional loans or even payday loans, car title loans have become a more popular method of accessing cash when all other forms of borrowing have proved futile. A car title loan is much different than more common forms of borrowing in that a vehicle is used as collateral. As a result of having collateral, [continue reading…]

Car title loans are becoming more and more popular especially in today’s uncertain economic conditions. The loan, which is secured by a vehicle with a clear title, has gained in popularity for a few reasons. Here is a look at a few. [continue reading…]

In our current volatile economy, we would all much rather prefer to avoid debt, but sometimes borrowing is just inevitable. A job layoff or a medical emergency can happen any time and, when you are short of funds, a loan is often the only solution to your financial woes. There are, of course, various types of loans from which to choose, but borrowers in need of quick, emergency cash often opt for car title loans. [continue reading…]

If you have ever experienced a severe financial emergency, you know that it is one of the most stressful events that you can ever go through in your lifetime. When job loss or a medical emergency falls into your lap, it can leave you wondering how in the world you are going to pay for it. [continue reading…]

Students and those who have not developed much in the form of a credit history often run into problems when attempting to borrow money or make large purchases. It is no fault of their own. They have not had enough life experience yet and have no form of credit background. [continue reading…]

There may come a time when your financial situation forces you to find emergency cash very quickly. One of the best ways to secure funds fast is through a car title loan. This type of loan is easy to obtain and can give you access to much needed cash to meet your financial obligations very quickly. [continue reading…]

While not as well-known as other lending instruments, car title loans are gaining in popularity. Companies like Florida’s Embassy Loans are seeing more and more borrowers complete the process and receive cash to help them meet their financial obligations. Here’s why this type of loan has become so popular. [continue reading…]

You may be like the many that have never even heard of car title loans. These types of loans are a great alternative for those in an emergency situation and need access to cash quickly. A vehicle title loan is also rather easy to obtain and requires that a potential borrower have a vehicle with a clear title. [continue reading…]

The majority of people looking for a source of emergency funds have most likely never even heard of a car title loan. For those who are hurting and need money fast to cover the rent, utility bills, or some unexpected expense, car title loans may be the answer. [continue reading…]

A person’s credit score can have a big impact on several of the major decisions that come about in one’s lifetime. When attempting to purchase a car or a home, for example, a person’s credit score goes a long way in determining what is possible. Future employers are now examining the credit histories of potential employees looking for signs of risk. [continue reading…]

Are you a subprime borrower? You are if you have a poor credit score, insufficient credit history, or some combination of the two. With a credit score of below 620, you will find that attempting to open new lines of credit or borrow money are nearly impossible. Credit card companies, department stores, and more will most likely not extend credit to those with low scores. [continue reading…]

For years you have suffered with your credit. Some late payments here and a few medical bills there have left you with a subpar credit history that makes the prospects of a conventional loan nearly impossible. To make matters worse, an occasion arises where you need access to emergency funds and your rainy day fund has all but dried up. [continue reading…]

The typical American household that has at least one credit card holds over $15,000 in credit card debt. Add in car payments, student loans, and more, and it’s easy to see that many Americans are deeply in debt. Is there a way out? Fortunately, there is. [continue reading…]

It is one of everyone’s worst nightmares. You are on your way to work and you end up stranded in the middle of a highway with a car that will not move. You are late for work and you go to the driveway and try to start up the vehicle, but it won’t start. Car troubles will ruin anyone’s day. Not only does it screw up your work day, [continue reading…]

Each and every family should have an emergency fund to be used for, well, emergencies. When a car repair is absolutely necessary or the plumbing desperately needs fixed, there needs to be money set aside just for those occasions. Establishing an emergency fund is not that difficult. Here’s how you can do it. [continue reading…]