Understanding Debt Collection

understanding debt

When you are unable to pay off a debt, and cannot work out a payment arrangement with a creditor, the creditor will most likely turn your bill over to a collection agency and report the delinquency to a credit bureau. This generally happens three months or so after you default. Debts likely to be turned over to a collection [continue reading…]

The Emotional Effects of Debt

debt

You probably don’t need to be told that it’s a good idea to get your debt paid off. Most people spend a lot of time thinking about money and worrying about how their financial problems will affect them and their. If you do have substantial debt, or you have otherwise found yourself in a financial crisis, you know that finding [continue reading…]

Top Causes of Debt in the US

Keeping Your Head Above Water In the US, including Florida, there are millions of people who are suffering from the burden of debt. From dealing with creditors calling constantly to the stress that comes from dealing with your debt, this is not a situation that you likely want to be in. Most of the time, debt is not the fault of the person dealing with it. [continue reading…]

Have Debt? Find the Money to Pay it Down

Paying Debts If you are like many Floridians, you have debt that you need to take care of. Fortunately there are some ways that you can find to pay that debt down, you just have to be a bit creative and think outside of the box. Here are a few ways that you can find the money to pay down your debt [continue reading…]

How to Use Credit Cards without Putting Yourself into Debt

Credit Card Trap Most people throughout Florida, when they use their credit cards, can easily put themselves into debt if they don’t reel in their use of credit cards. People tend to get into trouble with credit because they are so easy and convenient to use. Sometimes, people will even have an issue thinking of credit cards as “real money”, that is, until they get the bill. There is, fortunately, a way to use credit cards without putting yourself into debt.  Here is some more information: [continue reading…]

The Wrong Attitude Will Lead to Big Problems

Man With Attitude You may not realize it today, but if you have the wrong attitude about money, it could be leading you down a bad path when it comes to your finances. It is fairly common for Floridians to have these dangerous attitudes, but when it comes down to it, the sooner you change the attitude you have about money, the better off you will be. If you find yourself having these attitudes about money, it may be a red flag for you. [continue reading…]

Get Out of Debt by Using a Car Title Loan

Getting Out Of Debt Auto title Loans There are millions of people who are struggling with debt, and thousands in Florida alone. Thanks to a struggling job market and an economy that simply can’t seem to catch on, living in debt is becoming a way of life for many people. Having debt is like taking two steps forward and one step back. [continue reading…]