Cut the Cable
If you currently subscribe to cable TV service, you probably know how ridiculously expensive it is. Even the basic cable TV packages are quite expensive and can take a big chunk out of your monthly budget. Instead of watching cable, consider buying a streaming player and an antenna. These services are less than $10 a month and with an additional $10 – $15 cord, you can even watch television right on your TV by streaming off your computer. The average savings of about $80 a month can certainly be used on your debt.
Stop Eating Out
Another way that you can cut debt is to stop eating out. Not only will you have extra money in your pocket, you will eliminate extra spending on credit cards. After all, with interest, those meals can end up costing a lot more than what is on the receipt. You don’t have to stop eating out completely, but if you eat out a lot, try to cut down until you get to a better place, financially.
Choose a New Cell Phone Plan
Do you really need the cell phone plan with all the bells and whistles? You probably don’t. Another thing that you can try in order to rein in your debt is to choose a different cell phone plan or even a new provider. Even switching to a non-smart phone for a few billing cycles could really help to get your debt under control.
Consider a Loan
Finally, if you want to pay down your debt in one chunk, consider a loan. With a car title loan from Embassy Loans, you don’t need good credit and you don’t even need a job. All you need is a car that you hold the title to and money can be in your pocket in a matter of hours. For more information and to see if you qualify, contact Embassy Loans.