In the U.S., a title is a document that establishes legal ownership of property; in this case, a vehicle. Vehicle titles are issued by each state and by the department that handles motor vehicles. While each state is different, the process of obtaining a title and the information included on a title is pretty standard. [continue reading…]
You have to have a car to take a vacation, right? Unless you can fly to your destination, your car will provide the transportation to get you to your vacation spot. If you don’t have the extra funds saved up to go on vacation this summer, you can use your vehicle in a different way to take that trip. A car title loan is easy to obtain and will provide you with the cash you need to make this summer special. [continue reading…]
Car title loans are a less well-known form of borrowing that can provide a quick and easy financial solution to those in need of emergency cash. These types of loans differ from more traditional loans from a bank or a credit union. Here are some of the most frequently asked questions about car title loans.
There are a number of different options for fast cash loans. As the financial picture in the U.S. began to falter in the late 2000s, these types of loans became more popular as traditional borrowing came to a halt. Banks, credit unions, and other financial institutions have taken measures to curtail their lending. Those looking to borrow have found it difficult to do so, thus the rise of the quick cash loan. [continue reading…]
Approximately 15 million Americans fall victim to identity theft each year. Their identities are used in a variety of ways by thieves who have found numerous methods of capturing people’s personal data. One of the methods used involves stealing information via the Internet. Every day, millions of Americans are at risk as they conduct business online and input their personal information to complete transactions. If you are applying for an online car title loan, there are some ways you can protect yourself and your information. [continue reading…]
Auto title loans might not be as well-known as conventional loans from a bank or a credit union, but they do serve to help people who need access to emergency cash. A car title is similar to other types of loans, but the process of obtaining one is a little different. Just like with mortgage loans and personal loans, [continue reading…]
There are many different types of loans available to people who are in need of money, no matter the reason they need it. People borrow to buy houses, cars, furniture, and much more. Most people are familiar with conventional borrowing. You go to a bank or a credit union, fill out a bunch of paperwork, and cross your fingers that you will be approved. [continue reading…]
A secured loan is one in which the borrower offers up an asset as collateral for the loan. The asset may be a car or a house, for example, which then becomes a secured debt owed to the creditor. Not all secured loans are alike, however. One of the more popular secured loans is one [continue reading…]
Unlike more conventional loans from a bank or a credit union, a car title loan is based more on qualifications than explanations. Banks will ask potential borrowers why they need a loan and how the money will be used. Auto title lenders are not concerned so much with why the money is needed, [continue reading…]
For many across the country, the thought of borrowing money is frightening. The recent economic downturn led to unemployment, foreclosures, and overall financial devastation. Many individuals watched as their credit histories fell apart. Credit history is a big factor in the approval [continue reading…]
For those facing a difficult financial situation, a car title loan can help to manage the burden of meeting the monthly financial obligations. The loan may help a family pay the rent or mortgage and its bills for a few months while the situation is worked out. There are several benefits associated with an auto title loan [continue reading…]
Car title loans are fairly self-explanatory, at least as far as what they are and what they can do for you. If you own a vehicle, you can use the title to that car or truck as collateral for a loan. You can attempt to obtain a car title loan from a traditional lender like a bank or credit union, or you can choose [continue reading…]
Any individual who has suffered from severe financial hardship will find that one of the things that has been affected is his or her credit score
and credit history. Whether the hardship was a bankruptcy, a foreclosure, or repossession, you can rebuild your credit history and score.
One of the best things that a person can do when attempting to rebuild their credit history is to view the process as if he or she had no credit problems in the past. Think of the situation as if you had no credit history at all and are starting fresh. [continue reading…]
If you are unaware, a car title loan is a short-term loan taken out against the value of a borrower’s car. It is a financial instrument that can help many during financial emergencies. Those who own a vehicle with a clear title that is paid for, or is almost paid for, are eligible. Since the vehicle is used as collateral, there [continue reading…]
You might have heard of car title loans but really do not know exactly what they are. Are they a safe financial option in a time of emergency? Are they the right type of loan for you? A title loan might be the answer depending upon [continue reading…]
For those in need of help with their financial situations, there are several loan options available including personal loans, payday loans, and title loans. While many people may think that all loans are the same, there are some distinct differences between these three types. Let’s take a look. [continue reading…]
Taking out an auto title loan can be the difference between meeting your financial obligations one month or finding yourself on the brink of disaster. Car title loans differ from conventional bank loans in that the requirements are different and the process [continue reading…]
It seems like every time you want to borrow money you are faced with a tremendous hassle. Financial institutions want your credit history, your employment history, and an in-depth background check before they will agree to [continue reading…]
If you are like one of the many thousands of households hit by the trying economic times of the past few years, there are some things that you can do to get a handle on your finances. Of course, it will take some discipline, but in the end it will be [continue reading…]
It is one of everyone’s worst nightmares. The one and only vehicle that gets you to and from your job breaks down. You know something is very wrong and you have to take it to a mechanic. Then, you get the news. It is going to be pretty costly to get your [continue reading…]
