Trying to save money is difficult and frustrating when you live paycheck to paycheck. Establishing, and sticking to, a household budget can be the key to taking control of your finances and getting more from your money. Here’s how to [continue reading…]

When money is tight, it may seem like entertainment is out of reach. However, there are many fun things to do that cost nothing – or cost very little. You just have to know how to find them. [continue reading…]

When finances are tight and times are tough, it’s more important than ever to try and maintain as much normalcy for young family members as possible – and sometimes that incudes birthday parties. You may think you can’t afford a nice birthday party, but in fact, a great party does not need to cost much at all and kids will remember fun, [continue reading…]

Food is often one of the biggest expenses that families have, especially when it comes to those of medium to large sizes. Of course, it can be also difficult for just on person to budget for groceries. Whether you are single and live alone or have children to feed, there are steps you can take to spend less on food, and eat healthier [continue reading…]

You may not realize it today, but if you have the wrong attitude about money, it could be leading you down a bad path when it comes to your finances. It is fairly common for Floridians to have these dangerous attitudes, but when it comes down to it, the sooner you change the attitude you have about money, the better off you will be. If you find yourself having these attitudes about money, it may be a red flag for you. [continue reading…]

You have likely seen those commercials and advertisements out there that allow you to rent everything from sofas and beds to computers and dishwashers. If you are on a budget and cannot afford $600 to spend on a new computer, this may seem like a great deal. However, is it a good deal financially?  In order to find out, you will need to really think about how much you are going to use this item and what your financial picture looks like on a long term basis. [continue reading…]

If you are currently living in a Florida apartment, perhaps living month to month on your paychecks, you are certainly not alone. When you live in an apartment, much like a home owner, there will be expenses that you may not always expect. From higher than normal energy bills to an unexpected car emergency, things can quickly happen to deplete the cash that you may have saved. [continue reading…]

We all say that we are going to do it, but we never do…well, some of us might, but do we stick with it? Probably not. What are we talking about?  A budget, of course. Everyone has great intentions when it comes to starting a budget and some people will even stick to it for a few weeks.  However, unless you really buckle down and remain serious [continue reading…]

Eating out is a lot of fun, but it’s also expensive.  You can cut some real money out of this costly item, save your budget and still enjoy great meals. The money you save from eating out can literally make the down payment on a new vehicle or pay this month’s rent.  Now, that’s savings.

Why People Eat Out
People eat in restaurants for two primary reasons: convenience and special occasions. [continue reading…]

“But I couldn’t help it”. Well, you might feel that way, but when you miss a payment, the bank or the utility company, or the landlord doesn’t care. You think that they are picking on you, or they are heartless, but the truth is you didn’t do what you promised; you said you would pay your bills on time. It didn’t have to come to this, however. [continue reading…]

Budgeting your money is no easy feat, it can be a tricky task to keep track of your money and balance all of your debts and commitments. If you mismanage your paychecks and miss a monthly loan payment, it can hurt your credit rating and that will hurt you. With a little planning and a lot of diligence though, you can master your financial life. [continue reading…]