It is hard to believe, but over 60 percent of the American population is overweight. What many do not realize is the effects of being unhealthy. Changing your lifestyle and committing to it can bring about significant changes in your life, including improving your financial situation. Here’s how.
People who are overweight tend to be ill more frequently than those who are considered healthy. This translates into missed days at work and for many that can mean significant losses in pay. Hourly workers lose a day’s pay. Those who work on commissions lose the opportunity to earn more. Improving one’s diet and exercising regularly can not only help to lose weight but can also reduce a worker’s number of sick days.
There are illnesses that people suffer from that are related directly to how much they weigh. Diabetes is one. Individuals who struggle with obesity will spend thousands of dollars more than the average person on medical costs each year. Losing weight and becoming healthier will not only improve your quality of life, but it will also save you money.
Insurance companies can charge higher premiums to those who are considered high risk. Overweight people are considered high risk. They have higher chances of heart disease, heart attack, and other things that could lead to premature death. Ultimately, this translates into higher premiums. For those who lead a healthy lifestyle, the risk of untimely death is less which means lower insurance premiums.
When you are in good health, you probably do not visit the doctor as often nor do you take many prescription drugs. Overweight individuals may take a variety of pills for things like high blood pressure, high cholesterol, and diabetes. Being healthy can also save you on over-the-counter medications too.
Pay Off Your Debt
Living a healthier life will allow you to save money on things like prescriptions, doctor visits, insurance premiums, and medical bills. You will also be happier and more productive. The potential to earn more at a job exists since you do not miss as many days. With more income, you can begin to pay off your debt and improve your financial picture. If you have a lot of debt and want to get rid of it as fast as possible, consider a car title loan from Embassy Loans to consolidate your unsecured debt. The credit is easy to obtain. There are no credit checks, and you can have access to your money in just a few days. Getting rid of debt and leading a healthy lifestyle to can put you on your way to a more fulfilling life.