As the weather gets a little colder, it is a good idea to prepare your vehicle for the coming changes in temperature. Yes, you live in Florida, but you don’t have to travel very far north to find cold weather.  You don’t want to have to spend money on repairs that you could have prevented. Here are a few car care tips that will get you through colder weather. [click to continue…]

The Thanksgiving and Christmas seasons are nearly upon us. It is a time of year that many look forward to while others view the holidays as a time of dread. Those who see the holidays in a negative light often suffer from financial difficulties. Trouble with finances is a great burden and makes enjoying this time of year tough. If you want to enjoy the holidays this year, do yourself a favor and get your finances in order. [click to continue…]

Your vehicle’s transmission is vital to its overall operation. Without a functioning transmission, your car will not work. If you have taken your car or truck to a mechanic and he is telling you that you need work on your transmission, you need to get it done. What you will also learn is that transmission repair can be very expensive and financing options are extremely limited. With repair costs ranging from several hundred dollars to a few thousand, using your vehicle for a title loan may offer the best solution. [click to continue…]

Winters in Florida are nothing like what others around the country must go through, but homeowners still need to take some time to winterize their homes. It pays to prepare even against the relatively mild winters of the South. Whether you are having relatives for the holidays or even leaving on vacation for a few weeks, there are a few steps you can take to get your home ready for the winter. [click to continue…]

If you have not built a credit history, you will find that it will be difficult to get a loan, a credit card, and possibly even a job or an apartment. Establishing a credit history can be tricky, but it is possible. Here are some steps you can take to build your credit history. [click to continue…]

When money gets tight, you need options. If you’ve got debts coming up, then you’ve got to figure out how to settle them before you end up in serious financial or legal trouble. Sometimes it’s just lousy timing: you know that you’ll have the money you need soon, but the deadline is just over the horizon, and you need to figure out how to get your hands on some money right now. In these cases, you may want to think about a short term borrowing strategy like taking out a car title loan. [click to continue…]

If you or a member of your family needs a car, but your credit is poor, you may begin to realize that your options are limited. Buying a used car with financing from your lending institution requires, at the very least, a marginal credit history. Still, there are some things that you can do to increase the likelihood of buying a car with bad credit. [click to continue…]

If you are delinquent on your car payments, you want to avoid having your vehicle repossessed. Car repossession can negatively affect your credit history. It will stay on your credit report for seven years. The effect on your credit score may reduce over time, but still, repossession can prevent you from borrowing in the future. Here are some tips to avoiding having your vehicle repossessed. [click to continue…]