TextbooksHigher education is a highly sought after qualification for just about all young adults nowadays. Unfortunately, as time has gone on, the costs associated with a college education have increased. It’s a far cry from 20 or 30 years ago, where one could pay for their education by holding down an extra job. Even if you’ve been able to receive some form of financial aid or school loan, there are hidden college costs beyond tuition that can throw a wrench into you or your child’s college plans. [click to continue…]

If you have been contemplating taking a trip out of town to see the sights, then you’ve got a lot of work on your hands. You’ll need to create a “vacation plan,” as it were. First, planning your destination, figuring out the best method for traveling there, creating an itinerary of what you will do there, where you will stay while at your vacation destination, etc. It’s all exciting stuff. [click to continue…]

Car title loans have been shrouded in mystery for some time. As a result, there’s often lots of misinformation floating around, and people have many questions when exploring the possibility of obtaining a loan. No worries, though, Embassy Loans has been in the game for a while, and we have the answers to many title loan questions that people have been asking over and over again. For instance: [click to continue…]

Due to a financial emergency, you decided to take out a car title loan from Embassy Loans. The process was easy. You filled out an application online and then had to submit some documentation to prove your identity and to show that you owned your vehicle. Your car is less than 15 years old, is almost paid off, and is worth considerably more than what you owe. Embassy Loans processed your loan, and you received your money to take care of the emergency. Now, you need to pay off the loan. [click to continue…]

It is hard to believe, but over 60 percent of the American population is overweight. What many do not realize is the effects of being unhealthy. Changing your lifestyle and committing to it can bring about significant changes in your life, including improving your financial situation. Here’s how. [click to continue…]

If you are carrying too much unsecured debt, your budget is in trouble. These types of debts, which include things like credit card debt, utility bills, and medical bills, do not require any collateral requirement. The power was turned on in your home based on your signature on an application. The same applies to the extension of credit on a credit card. Unsecured debt, because of its lack of collateral, is considered high risk. [click to continue…]

As the owner of a vehicle, you are surely aware of a certain number of documents that come with that ownership. There is the vehicle title, its registration, proof of insurance, and your driver’s license. All of these papers are important, and you should care for each in a certain way. Some of your documentation should be kept with you and ride in your vehicle with you. Others should not. [click to continue…]

LoanIt was in the 1990s that car title loans first emerged in the financial world, opening up a brand new market to individuals who may not have otherwise had access to borrowing money. A car title loan is a form of secured loan where a borrower offers the title to his or her vehicle as collateral. [click to continue…]

Car title loans are a quick and easy way for many people to access much-needed cash in times of financial emergency. Unlike traditional loans, auto title loans are a form of secured loan where the borrower offers the vehicle title as collateral. The lender places a lien on the title temporarily while the loan is repaid. [click to continue…]

In today’s lending world, credit history and credit score are everything. Some people will shy away from a car title loan believing that it may damage their credit. But, can a car title loan hurt your credit rating? [click to continue…]