It is one of the elements of what many know as the American Dream – car ownership. For most, owning a car means borrowing money and carrying an auto loan. Just as someone can refinance a home mortgage, it is possible to refinance a car loan as well. Car refinancing is not for everyone, and there are a few cases where a person’s car disqualifies them from doing so. If you are the owner of any of the following, you cannot refinance your auto loan. [continue reading…]
A car title loan is a secured loan in which a vehicle is used as collateral. A borrower can obtain access to money based on the value of his or her vehicle. How much can one actually borrow? That is a great question and varies depending upon the borrower. [continue reading…]
Whether you are on a successful financial journey or trying to right the ship, there are a number of things that you can do to save money. Anyone can take the steps necessary to start or continue down the right financial path. Sometimes taking the first step is the hardest. Here are a few different ideas that may or may not apply to your situation and can be used to save money. [continue reading…]
You have a few options available when seeking to sell your car. There is the more convenient process of selling it to a dealer as part of a trade-in for a new vehicle. Trading in your car is also the least profitable method of selling your car. While selling the vehicle on your own will net you the most profit, it will also take you the most amount of time to accomplish. If getting top dollar for your car is worth the amount of time and the effort you put into it, then sell it. If not, trade the car in to a dealer. Either way, you want to prepare it for sale. Here’s how. [continue reading…]
A secured loan is a great option when you are searching for a way to consolidate debt and lower your overall monthly bills. If you are like the many households across the country with credit card debt, you hold at least five different cards, each with a significant amount of debt. Add in a car payment and other expenses and you may find yourself barely able to get by each month. Here are some options to help you lower your monthly payments and erase some or all of that debt. [continue reading…]
As much of the country is lost in the depths of winter, the spring season is approaching quickly. As the change of season comes, it is always nice to prepare your home for it. There are a number of things you can do to your home to welcome the new spring. Many of these are inexpensive methods of sprucing up your home. [continue reading…]
We all face difficult financial times. It may be an emergency car repair, medical bill, or even a life-changing event that throws us out of our fiscal rhythm and puts us behind on our bills. There are a number of alternatives and ways to raise cash for an emergency. One is the car title loan, but just because you have the ability to take out an auto title loan does not mean that it is the best option for you. [continue reading…]
There are a number of fast cash loans available on the market. These types of loans have emerged as a direct result of the conventional lending market becoming more hesitant to loan money. The economic crisis that started in our country in the aftermath of the bursting of the housing bubble led banks and other financial institutions to become more cautious in their lending practices. Individuals with sketchy credit histories are scrutinized more and only those with the highest credit scores and stellar payment histories can borrow money the traditional way. [continue reading…]
Looking to get a grip on your financial well-being? It all starts with a budget that you and your family can follow from month to month. Putting together a budget can help you get control of your spending and keep you prepared in case of a financial emergency. Follow these easy steps to stay on top of your finances. [continue reading…]
